The Compulsory Motor Liability Insurance Agreement (MTPL) solves the problem of material compensation in the event of an accident with subsequent mechanical damage to the car or injuries to a pedestrian. Most car enthusiasts have many questions when planning to purchase MTPL via the Internet. And due to numerous frauds of various insurance companies, people began to more often apply for a compulsory auto insurance contract to the so-called Russian Union of Auto Insurers (hereinafter referred to as RSA).
The advantage of purchasing an MTPL policy through RSA
Often, due to a person’s busy schedule, it is not possible to submit any documents in person. Every year the number of citizens filling out and submitting applications online , which is due to the desire to save time by not standing in long lines. Among the positive aspects, it is also necessary to note the volume of the insurance system, which covers and unites a large number of companies into a single database, thereby expanding the ability to search for the necessary information from any device with access to the Internet. This method also provides the advantage of being able to compare the amount of policies of different companies with each other.
Expert opinion
Valery Volkov
Insurance expert and auto lawyer
OSAGO calculator
Sometimes situations may arise when documents uploaded by the user have not been verified. In this case, the contract is not executed due to a number of reasons: the specified information does not correspond with the information of the scanned documents or a low-quality photo (or low resolution) due to which the text becomes unreadable. The error may also occur due to the large size of the attached document. It is important to consider that the scan should not exceed 2 MB .
After checking for the absence of any defects in the documents translated into electronic form and confirming the correctness of the entered data, the citizen has the right to write a complaint against the organization , indicating the reason for the unfounded refusal to accept the application.
Insurance companies are current members and observers of the RSA
The Union has active members and observers.
Current members are insurance organizations with a license for insurance activities, which have accepted the Charter of the Union and meet the requirements.
Unlicensed organizations, but meeting the requirements of the Union, are registered as observers. This status is limited to the calendar year. If a license is not issued within a year in accordance with the procedure established by law, then membership is automatically terminated. In this case, contributions are not refunded.
What insurance companies can you use?
The website of the Russian Union of Auto Insurers provides a comprehensive list of insurance companies providing services for issuing insurance policies. These are about 50 organizations, including:
- Rosgosstrakh,
- Sogaz,
- Max,
- AlfaInsurance,
- Agreement,
- Medexpress,
- Tinkoff Insurance and others.
You can select an insurance company through RSA by going from the main page of the site - autoins.ru to the " EOSAGO " tab. Then open the section “ Members of the RCA who issue electronic policies ”.
The Absolut Insurance organization acts as a universal service provider in its field and is also a member of the RCA. Its assets amount to five billion rubles.
As for the authorized capital, we are talking about one billion. At the end of 2021, collections exceeded three billion rubles, which is twenty-two percent more than previous figures.
This year the company earned the ruA rating, confirming its high level of reliability. This company has a developed network of branches and representative offices located in fourteen economically developed regions of the country.
Thus, this insurance company provides quality service along with impeccable fulfillment of its obligations. Absolut Insurance's clients are enterprises, as well as organizations of various forms of ownership, that conduct their business in various areas of the economy.
The range of programs of this organization includes dozens of different items, including auto insurance. For each client, specialists develop and offer individual proposals. Absolut Insurance has extensive experience in the field of insurance activities.
is also considered a large Russian organization, a member of the RSA, providing a universal portfolio of services. The company's products include comprehensive programs that are aimed at protecting business interests, as well as a wide range of insurance options for individuals.
Carrying out activities on the basis of a license, this organization offers over a hundred products.
is quite widely known as a member of the RCA, issuing electronic policies. Thus, on the territory of our country, insurance activities are carried out by more than two hundred and seventy representative offices.
At the end of 2021, the Alfa Insurance organization significantly strengthened its position in the market and began to occupy fourth place among the largest domestic insurers. The company's total collections are two hundred and fifty billion rubles, and its market share is nine percent.
Alfa Insurance can boast of a reputation as a reliable and sustainable institution. Today, this group meets its obligations using its own funds with an authorized capital of fourteen billion rubles.
Two years ago, it passed the international assessment stage, after which it received a quality management system certificate. In addition, in recent years the group’s work has been recognized with a number of professional prizes and awards.
Also, for the thirteenth year in a row, the company’s management has taken leading positions in the list of the authoritative annual rating called “Top 1000 Managers of Russia.”
Online calculation of the cost of electronic compulsory motor liability insurance
You can find out the cost of the electronic MTPL contract by using an online calculator. You can find it on the website of the selected insurance company, or on the page of the Russian Union of Auto Insurers.
To get the result you need to enter the requested information. Typically, this is the vehicle data:
- PTS information,
- VIN number,
- government number,
- engine power,
- period of use of the car and purpose.
And also information about the drivers:
- FULL NAME,
- Date of Birth,
- driver license,
- experience,
- City of residence.
Then you need to click the “ Calculate ” button. Based on the information provided, the system will show you the cost of the service.
Site navigation RSA (Russian Association of Auto Insurers)
The work of this association is carried out in accordance with the Federal Law “On Compulsory Civil Liability Insurance (MTPL) for Owners of Motor Vehicles,” signed in 2002. The association is open to admit new members represented by insurance institutions. Detailed conditions for the procedure for joining the RCA are provided on the official website of the association.
A company that meets the following criteria can become a member of the RCA:
- availability of vehicle insurance contracts;
- work experience of at least 2 years;
- Experience in resolving insurance cases (implementation of insurance compensation payments).
An insurance company may be listed in the RSA and have status there as a participant (member of the association) or as a participant-observer (member-observer).
OSAGO territory coefficient for 2021
| Regions of the Russian Federation | Coefficients for vehicles | Coefficients for tractors |
| Republic of Adygea | 1,3 | 1,0 |
| Altai Republic | ||
| Gorno-Altaisk | 1,3 | 0,8 |
| Other cities and towns | 0,7 | 0,5 |
| Republic of Bashkortostan | ||
| Blagoveshchensk, Oktyabrsky | 1,2 | 0,8 |
| Ishimbay, Kumertau, Salavat | 1,1 | 0,8 |
| Sterlitamak, Tuymazy | 1,3 | 0,8 |
| Ufa | 1,8 | 1 |
| Other cities and towns | 1 | 0,8 |
| The Republic of Buryatia | ||
| Ulan-Ude | 1,3 | 0,8 |
| Other cities and towns | 0,6 | 0,5 |
| The Republic of Dagestan | ||
| Buynaksk, Derbent, Kaspiysk, Makhachkala, Khasavyurt | 1 | 0,8 |
| Other cities and towns | 0,7 | 0,5 |
| The Republic of Ingushetia | ||
| Malgobek | 0,8 | 0,5 |
| Nazran | 0,6 | 0,5 |
| Other cities and towns | 0,6 | 0,5 |
| Kabardino-Balkarian Republic | ||
| Nalchik, Prokhladny | 1 | 0,8 |
| Other cities and towns | 0,7 | 0,5 |
| Republic of Kalmykia | ||
| Elista | 1,3 | 0,8 |
| Other cities and towns | 0,6 | 0,5 |
| Karachay-Cherkess Republic | 1 | 0,8 |
| Republic of Karelia | ||
| Petrozavodsk | 1,3 | 0,8 |
| Other cities and towns | 0,8 | 0,5 |
| Komi Republic | ||
| Syktyvkar | 1,6 | 1,0 |
| Ukhta | 1,3 | 0,8 |
| Other cities and towns | 1 | 0,8 |
| Republic of Crimea | ||
| Simferopol | 0,6 | 0,6 |
| Other cities and towns | 0,6 | 0,6 |
| Mari El Republic | ||
| Volzhsk | 1 | 0,8 |
| Yoshkar-Ola | 1,4 | 0,8 |
| Other cities and towns | 0,7 | 0,5 |
| The Republic of Mordovia | ||
| Ruzaevka | 1,2 | 1,0 |
| Saransk | 1,5 | 1,0 |
| Other cities and towns | 0,8 | 0,6 |
| The Republic of Sakha (Yakutia) | ||
| Neryungri | 0,8 | 0,5 |
| Yakutsk | 1,2 | 0,7 |
| Other cities and towns | 0,6 | 0,5 |
| Republic of North Ossetia-Alania | ||
| Vladikavkaz | 1 | 0,8 |
| Other cities and towns | 0,8 | 0,5 |
| Republic of Tatarstan | ||
| Almetyevsk, Zelenodolsk, Nizhnekamsk | 1,3 | 0,8 |
| Bugulma, Leninogorsk, Chistopol | 1 | 0,8 |
| Elabuga | 1,2 | 0,8 |
| Kazan | 2 | 1,2 |
| Naberezhnye Chelny | 1,7 | 1,0 |
| Other cities and towns | 1,1 | 0,8 |
| Tyva Republic | ||
| Kyzyl | 0,6 | 0,5 |
| Other cities and towns | 0,6 | 0,5 |
| Udmurt republic | ||
| Votkinsk | 1,1 | 0,8 |
| Glazov, Sarapul | 1 | 0,8 |
| Izhevsk | 1,6 | 1 |
| Other cities and towns | 0,8 | 0,5 |
| The Republic of Khakassia | ||
| Abakan, Sayanogorsk, Chernogorsk | 1 | 0,8 |
| Other cities and towns | 0,6 | 0,5 |
| Chechen Republic | 0,7 | 0,5 |
| Chuvash Republic | ||
| Kanash | 1,1 | 0,8 |
| Novocheboksarsk | 1,2 | 0,8 |
| Cheboksary | 1,7 | 1 |
| Other cities and towns | 0,8 | 0,5 |
| Altai region | ||
| Barnaul | 1,7 | 1 |
| Biysk | 1,2 | 0,8 |
| Zarinsk, Novoaltaisk, Rubtsovsk | 1,1 | 0,8 |
| Other cities and towns | 0,7 | 0,5 |
| Transbaikal region | ||
| Krasnokamensk | 0,6 | 0,5 |
| Chita | 0,7 | 0,5 |
| Other cities and towns | 0,6 | 0,5 |
| Kamchatka Krai | ||
| Petropavlovsk-Kamchatsky | 1,3 | 1,0 |
| Other cities and towns | 1,0 | 0,6 |
| Krasnodar region | ||
| Anapa, Gelendzhik | 1,3 | 0,8 |
| Armavir, Sochi, Tuapse | 1,2 | 0,8 |
| Belorechensk, Yeisk, Kropotkin, Krymsk, Kurganinsk, Labinsk, Slavyansk-on-Kuban, Timashevsk, Tikhoretsk | 1,1 | 0,8 |
| Krasnodar, Novorossiysk | 1,8 | 1,0 |
| Other cities and towns | 1 | 0,8 |
| Krasnoyarsk region | ||
| Achinsk, Zelenogorsk | 1,1 | 0,8 |
| Zheleznogorsk, Norilsk | 1,3 | 0,8 |
| Kansk, Lesosibirsk, Minusinsk, Nazarovo | 1 | 0,8 |
| Krasnoyarsk | 1,8 | 1 |
| Other cities and towns | 0,9 | 0,5 |
| Perm region | ||
| Berezniki, Krasnokamsk | 1,3 | 0,8 |
| Lysva, Tchaikovsky | 1 | 0,8 |
| Permian | 2 | 1,2 |
| Solikamsk | 1,2 | 0,8 |
| Other cities and towns | 1,1 | 0,8 |
| Primorsky Krai | ||
| Arsenyev, Artem, Nakhodka, Spassk-Dalniy, Ussuriysk | 1 | 0,8 |
| Vladivostok | 1,4 | 1 |
| Other cities and towns | 0,7 | 0,5 |
| Stavropol region | ||
| Budennovsk, Georgievsk, Essentuki, Mineralnye Vody, Nevinnomyssk, Pyatigorsk | 1 | 0,8 |
| Kislovodsk, Mikhailovsk, Stavropol | 1,2 | 0,8 |
| Other cities and towns | 0,7 | 0,5 |
| Khabarovsk region | ||
| Amursk | 1 | 0,8 |
| Komsomolsk-on-Amur | 1,3 | 0,8 |
| Khabarovsk | 1,7 | 1 |
| Other cities and towns | 0,8 | 0,5 |
| Amur region | ||
| Belogorsk, Svobodny | 1,1 | 0,9 |
| Blagoveshchensk | 1,6 | 0,9 |
| Other cities and towns | 1,0 | 0,6 |
| Arhangelsk region | ||
| Arkhangelsk | 1,8 | 1 |
| Kotlas | 1,6 | 1 |
| Severodvinsk | 1,7 | 1 |
| Other cities and towns | 0,85 | 0,5 |
| Astrakhan region | ||
| Astrakhan | 1,4 | 1 |
| Other cities and towns | 0,8 | 0,5 |
| Belgorod region | ||
| Belgorod | 1,3 | 0,8 |
| Gubkin, Stary Oskol | 1 | 0,8 |
| Other cities and towns | 0,8 | 0,5 |
| Bryansk region | ||
| Bryansk | 1,5 | 1 |
| Klintsy | 1 | 0,8 |
| Other cities and towns | 0,7 | 0,5 |
| Vladimir region | ||
| Vladimir | 1,6 | 1 |
| Gus-Khrustalny | 1,1 | 0,8 |
| Moore | 1,2 | 0,8 |
| Other cities and towns | 1 | 0,8 |
| Volgograd region | ||
| Volgograd | 1,3 | 0,8 |
| Volzhsky | 1,1 | 0,8 |
| Kamyshin, Mikhailovka | 1 | 0,8 |
| Other cities and towns | 0,7 | 0,5 |
| Vologda Region | ||
| Vologda | 1,7 | 1 |
| Cherepovets | 1,8 | 1 |
| Other cities and towns | 0,9 | 0,5 |
| Voronezh region | ||
| Borisoglebsk, Liski, Rossosh | 1,1 | 0,9 |
| Voronezh | 1,5 | 1 |
| Other cities and towns | 0,8 | 0,6 |
| Ivanovo region | ||
| Ivanovo | 1,8 | 1 |
| Kineshma | 1,1 | 0,8 |
| Shuya | 1 | 0,8 |
| Other cities and towns | 0,9 | 0,5 |
| Irkutsk region | ||
| Angarsk | 1,2 | 0,8 |
| Bratsk, Tulun, Ust-Ilimsk, Ust-Kut, Cheremkhovo | 1 | 0,8 |
| Irkutsk | 1,7 | 1 |
| Usolye-Sibirskoye | 1,1 | 0,8 |
| Shelekhov | 1,3 | 0,8 |
| Other cities and towns | 0,8 | 0,5 |
| Kaliningrad region | ||
| Kaliningrad | 1,1 | 0,8 |
| Other cities and towns | 0,8 | 0,5 |
| Kaluga region | ||
| Kaluga | 1,2 | 0,8 |
| Obninsk | 1,3 | 0,8 |
| Other cities and towns | 0,9 | 0,5 |
| Kemerovo region | ||
| Anzhero-Sudzhensk, Kiselevsk, Yurga | 1,2 | 0,8 |
| Belovo, Berezovsky, Mezhdurechensk, Osinniki, Prokopyevsk | 1,3 | 0,8 |
| Kemerovo | 1,9 | 1 |
| Novokuznetsk | 1,8 | 1 |
| Other cities and towns | 1,1 | 0,8 |
| Kirov region | ||
| Kirov | 1,4 | 1 |
| Kirovo-Chepetsk | 1,2 | 0,8 |
| Other cities and towns | 0,8 | 0,5 |
| Kostroma region | ||
| Kostroma | 1,3 | 0,8 |
| Other cities and towns | 0,7 | 0,5 |
| Kurgan region | ||
| Mound | 1,4 | 0,8 |
| Shadrinsk | 1,1 | 0,8 |
| Other cities and towns | 0,6 | 0,5 |
| Kursk region | ||
| Zheleznogorsk | 1 | 1,8 |
| Kursk | 1,2 | 0,8 |
| Other cities and towns | 0,7 | 0,5 |
| Leningrad region | 1,3 | 0,8 |
| Lipetsk region | ||
| Dace | 1 | 0,8 |
| Lipetsk | 1,5 | 1 |
| Other cities and towns | 0,8 | 0,5 |
| Magadan Region | ||
| Magadan | 0,7 | 0,5 |
| Other cities and towns | 0,6 | 0,5 |
| Moscow region | 1,7 | 1 |
| Murmansk region | ||
| Apatity, Monchegorsk | 1,3 | 1,0 |
| Murmansk | 1,2 | 1,2 |
| Severomorsk | 1,6 | 1,0 |
| Other cities and towns | 1,2 | 1,0 |
| Nizhny Novgorod Region | ||
| Arzamas, Vyksa, Sarov | 1,1 | 0,8 |
| Balakhna, Bor, Dzerzhinsk | 1,3 | 0,8 |
| Kstovo | 1,2 | 0,8 |
| Nizhny Novgorod | 1,8 | 1 |
| Other cities and towns | 1 | 0,8 |
| Novgorod region | ||
| Borovichi | 1 | 0,8 |
| Velikiy Novgorod | 1,3 | 0,8 |
| Other cities and towns | 0,9 | 0,5 |
| Novosibirsk region | ||
| Berdsk | 1,3 | 0,8 |
| Iskitim | 1,2 | 0,8 |
| Kuibyshev | 1 | 0,8 |
| Novosibirsk | 1,7 | 1 |
| Other cities and towns | 0,9 | 0,5 |
| Omsk region | ||
| Omsk | 1,6 | 1 |
| Other cities and towns | 0,9 | 0,5 |
| Orenburg region | ||
| Buguruslan, Buzuluk, Novotroitsk | 1 | 0,8 |
| Orenburg | 1,7 | 1 |
| Orsk | 1,1 | 0,8 |
| Other cities and towns | 0,8 | 0,5 |
| Oryol Region | ||
| Livny, Mtsensk | 1 | 0,8 |
| Eagle | 1,2 | 0,8 |
| Other cities and towns | 0,7 | 0,5 |
| Penza region | ||
| Zarechny | 1,2 | 0,8 |
| Kuznetsk | 1 | 0,8 |
| Penza | 1,4 | 1 |
| Other cities and towns | 0,7 | 0,5 |
| Pskov region | ||
| Velikie Luki | 1 | 0,8 |
| Pskov | 1,2 | 0,8 |
| Other cities and towns | 0,7 | 0,5 |
| Rostov region | ||
| Azov | 1,2 | 0,8 |
| Bataysk | 1,3 | 0,8 |
| Volgodonsk, Gukovo, Kamensk-Shakhtinsky, Novocherkassk, Novoshakhtinsk, Salsk, Taganrog | 1 | 0,8 |
| Rostov-on-Don | 1,8 | 1 |
| Mines | 1,1 | 0,8 |
| Other cities and towns | 0,8 | 0,5 |
| Ryazan Oblast | ||
| Ryazan | 1,4 | 1 |
| Other cities and towns | 0,9 | 0,5 |
| Samara Region | ||
| Novokuybyshevsk, Syzran | 1,1 | 0,8 |
| Samara | 1,6 | 1 |
| Tolyatti | 1,5 | 1 |
| Chapaevsk | 1,2 | 0,8 |
| Other cities and towns | 0,9 | 0,5 |
| Saratov region | ||
| Balakovo, Balashov, Volsk | 1 | 0,8 |
| Saratov | 1,6 | 1 |
| Engels | 1,2 | 0,8 |
| Other cities and towns | 0,7 | 0,5 |
| Sakhalin region | ||
| Yuzhno-Sakhalinsk | 1,5 | 1 |
| Other cities and towns | 0,9 | 0,5 |
| Sverdlovsk region | ||
| Asbest, Revda | 1,1 | 0,8 |
| Berezovsky, Verkhnyaya Pyshma, Novouralsk, Pervouralsk | 1,3 | 0,8 |
| Verkhnyaya Salda, Polevskoy | 1,2 | 0,8 |
| Ekaterinburg | 1,8 | 1 |
| Other cities and towns | 1 | 0,8 |
| Smolensk region | ||
| Vyazma, Roslavl, Safonovo, Yartsevo | 1 | 0,8 |
| Smolensk | 1,2 | 0,8 |
| Other cities and towns | 0,7 | 0,5 |
| Tambov Region | ||
| Michurinsk | 1 | 0,8 |
| Tambov | 1,2 | 0,8 |
| Other cities and towns | 0,8 | 0,5 |
| Tver region | ||
| Vyshny Volochek, Kimry, Rzhev | 1 | 0,8 |
| Tver | 1,5 | 1 |
| Other cities and towns | 0,8 | 0,5 |
| Tomsk region | ||
| Seversk | 1,2 | 0,8 |
| Tomsk | 1,6 | 1 |
| Other cities and towns | 0,9 | 0,5 |
| Tula region | ||
| Aleksin, Efremov, Novomoskovsk | 1 | 0,8 |
| Tula | 1,5 | 1 |
| Uzlovaya, Shchekino | 1,2 | 0,8 |
| Other cities and towns | 0,9 | 0,5 |
| Tyumen region | ||
| Tobolsk | 1,3 | 0,8 |
| Tyumen | 2 | 1,2 |
| Other cities and towns | 1,1 | 0,8 |
| Ulyanovsk region | ||
| Dimitrovgrad | 1,2 | 0,9 |
| Ulyanovsk | 1,5 | 1,1 |
| Other cities and towns | 0,9 | 0,6 |
| Chelyabinsk region | ||
| Zlatoust, Miass | 1,4 | 0,8 |
| Kopeisk | 1,6 | 1 |
| Magnitogorsk | 1,8 | 1 |
| Satka, Chebarkul | 1,2 | 0,8 |
| Chelyabinsk | 2,1 | 1,3 |
| Other cities and towns | 1 | 0,8 |
| Yaroslavl region | ||
| Yaroslavl | 1,5 | 1 |
| Other cities and towns | 0,9 | 0,5 |
| Moscow | 2 | 1,2 |
| Saint Petersburg | 1,8 | 1 |
| Sevastopol | 0,6 | 0,6 |
| Jewish Autonomous Region | ||
| Birobidzhan | 0,6 | 0,5 |
| Other cities and towns | 0,6 | 0,5 |
| Nenets Autonomous Okrug | 0,8 | 0,5 |
| Khanty-Mansiysk Autonomous Okrug - Ugra | ||
| Kogalym | 1 | 0,8 |
| Nefteyugansk, Nyagan | 1,3 | 0,8 |
| Surgut | 2 | 1,2 |
| Nizhnevartovsk | 1,8 | 1 |
| Khanty-Mansiysk | 1,5 | 1 |
| Other cities and towns | 1,1 | 0,8 |
| Chukotka Autonomous Okrug | 0,6 | 0,5 |
| Yamalo-Nenets Autonomous Okrug | ||
| New Urengoy | 1 | 0,8 |
| Noyabrsk | 1,7 | 1 |
| Other cities and towns | 1,1 | 0,8 |
| Baikonur | 0,6 | 0,5 |
The region where the driver is registered plays an important role and is taken into account when calculating the cost of the contract. In those areas where, according to statistics, the most traffic accidents occur, the coefficient will be higher.
Comparison of the cost of compulsory motor liability insurance among various insurers
Due to recent changes in legislation (amendment in the Federal Law of 2021 “On Compulsory Insurance”), there has been an increase in the price range for various insurance organizations. Thanks to this, citizens can observe a significant difference in the cost of compulsory motor insurance.
A popular way to compare the monetary value of a contract is to use a website that requires you to enter information about the driver and his vehicle in order to obtain a result in the form of a list of different companies.
What is RSA?
This is a non-profit association, membership in which is mandatory for insurers involved in the sale of MTPL policies. Its functions are to organize interaction and ensure control of insurance companies. And also in ensuring vehicle maintenance.
Based on the above definition, RCA does not engage in any form of insurance .
On the official website of the union, legal and useful information is available to help you check the credentials of the insurer with whom you want to enter into an agreement, determine the authenticity of insurance, technical inspection certificates, calculate the cost of spare parts for repairs, find out your KBM and other information. In addition, this organization maintains a single database containing all information about insured vehicles, their owners and drivers authorized to drive these vehicles.
Calculate insurance online
Redirection through the RSA website to a replacement insurer
Drivers who frequently get into traffic accidents develop a bad reputation for themselves, which is why the company they have chosen may refuse to provide this service and refer them to the RSA website. The Union, according to the law, is obliged to provide the opportunity to register a document, where the system automatically finds other options for organizations.
The reason for redirection to the Union website may be the lack of free numbers , which, alas, will not appear. Such cases occur infrequently, but do not forget that each organization is allocated a certain number.
Redirection can also occur if the site is updated or crashes . If a citizen is in a limited time frame, then the conclusion of an agreement can also be carried out through the RSA website. Sometimes, situations arise when it is fundamentally necessary to issue a document through an organization; in this case, the only solution is to wait until the site malfunction is corrected.
Let's sum it up
Today, the problem of obtaining an MTPL policy has ceased to be acute thanks to the introduction of an electronic registration system. People no longer need to leave home and stand in line to sign a contract. In addition, you can track the status of the application and the readiness of the document using a smartphone or other types of technology capable of searching for information by navigating Internet sites. For some citizens, the absence of imposition of unnecessary services by the organization’s employees will also be a plus.
Page “To help the policyholder” and a reminder for car owners on the RSA website
For the policyholders themselves (i.e., persons who have entered into an insurance contract), the portal page “To help the policyholder” will be especially necessary. Here is all the information that could potentially be necessary for users who have entered into a MTPL contract:
- A memo with basic recommendations for car owners;
- List of useful sources and links to them;
- Typical examples of registration of road accidents with and without the use of the Europrotocol;
- Answers to frequently asked questions, as well as a lexicon of terms and definitions.
This page contains local, but very informative and useful options for behavior in case of an accident, taking into account various options for risk insurance. There are also instructions here to avoid fraud when purchasing an MTPL policy.
