Algorithm for repaying debts on traffic police fines
Despite the fact that almost anyone can receive a fine, and the payment system is already in place, there are a few key points that you need to be aware of.
To pay any fine you almost always need:
- have the decree itself in hand. Some services request the date the document was compiled and its number;
- know the driver's license number and vehicle registration number.
The payment algorithm is simple:
- have in hand a decree and a receipt for payment of the fine;
- choose a payment method;
- make a payment in any convenient way.
All. At this point, the payment process can be considered completed.
Ways to pay debt collections
The advantage for citizens of the Russian Federation is that they are in no way limited in their ability to pay fines. There are many options for how to pay off debt. Now there is a method of not only transferring money and depositing cash into the bank, but even paying through an electronic wallet.
What payment methods exist now:
- using online banking;
- at the bank's cash desk;
- at the post office;
- using various terminals;
- using the “Government Services” portal;
- on the official website of the traffic police;
- using electronic wallets.
All these methods can be generalized into two categories: one category is online payments, when the payer does not need to leave home. Payment can be made via the Internet with only a smartphone; the second category is offline payments, when you need to visit a bank branch; the place where the terminals are located.
Regardless of the chosen payment option, the payer must receive a payment receipt. Some sources advise storing it for up to 6 months. But we recommend keeping receipts for payment of fines until the end of the reporting year, that is, 12 months.
Some nuances of paying a fine through a bank branch
The advantage is that the subject can go to any bank. There are no restrictions. This can be done by having a receipt with the details in hand. In Sberbank, for example, they can independently generate a payment document and print it. The driver is provided with a special form - PD - 4. The client fills it out and pays through the cash register. You can deposit a sum of money in cash, or you can make a payment using a bank card.
But here you need to remember: all banks charge a commission for making a payment. And therefore, the amount of overpayment can reach 15% of the fine (in the absence of a resolution and filling out PD-4).
How to pay a fine through the application
The service provides its users with convenient smartphone applications. You can download applications from the Apple Store and PlayMarket using the following links: Onlinegibdd for Android and Onlinegibdd for iOS. Photos of violations, details, payment history, and the ability to pay by credit card are available in the applications.
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Paying off debt using an ATM
When someone wants to pay a debt using an ATM, then you need to know: in most cases we are talking about a Sberbank ATM. This is due to the fact that only this bank has official access to all state registers and systems.
Sberbank ATM offers several repayment options:
- using a receipt to pay the fine. You need the barcode of this receipt itself. The client simply selects the “Payment by barcode” section, attaches the receipt itself and makes the payment;
- through the ATM menu itself;
- via taxpayer identification number.
The last two options are the same in algorithm. The subject simply selects the appropriate section on the ATM screen and fills in the payment information.
It is difficult to say exactly which ATMs support this function. You can check with a department specialist.
Payment via QIWI terminal
If you have an electronic wallet, you can log into your account and make a payment through the payment system online. But payment through Qiwi terminals is more popular. It's very easy to do.
Several steps need to be taken:
- in the terminal menu on the screen, find the section called “Payment for services”;
- in the selected section, find the “Fines and State Duty” tab, and then enter the payment details and payment amount.
After making the payment you need to receive a receipt.
The method is quite acceptable. But its disadvantage is that the payer himself does not see the debt for other fines and payments. The client simply enters the details and makes the payment.
Details and payment orders for paying a traffic police fine
Details for paying off a car fine are indicated on the receipt. If the driver does not have this document, he can independently find out the information for transferring funds. Late payment results in the accrual of a fine, deprivation of a driver's license or arrest for up to 15 days.
A receipt is only needed for payment through a bank branch. If you have a plastic card from any bank, then the easiest way is to find and pay the fine online, without standing in line.
Details for paying a traffic fine
You can find a receipt and repay the debt through the Sberbank terminal or on the State Services website. Using the car number and driver's license, you can find out information for transferring funds for the debt of the State Traffic Inspectorate.
If there are several fines listed on your driver's license or car number, you can print out all receipts for payment or rewrite the data, including the amount to be paid.
Almost every bank provides the ability to quickly find a fine using your driver’s license or car number. You can pay the collection immediately at the cash desk of a bank branch or at a terminal or ATM using the details provided.
The advantage of searching using payer data is speed and versatility. The fine can be paid not only by the driver, but also by the pedestrian, so the ability to search by last name, first name, patronymic is a convenient service. How to pay a traffic fine.
How to fill out a payment order for a fine at the traffic police?
Filling out payments for transferring funds to the budget is regulated by the general provisions of Appendix No. 2 of Order of the Ministry of Finance No. 107 (11/12/13).
A sample payment order for a traffic police fine in 2021 contains similar information entered by payers when paying off an administrative fine in 2021.
When filling out the document, the payer indicates the following information:
payer status (field 101) - this line indicates the combination of numbers “01”;
type of operation (18) - written “01”;
code (22) - the UIN identifier code is entered, which indicates information from the decision on traffic violations;
KBK - to pay off the administrative fine, you should indicate “104” - from the budget classification;
OKTMO (105) - indicates the code of the municipality to which the traffic police department that issued the collection belongs, and not the place of registration of the legal or natural person - the payer;
purpose of payment (24) - an entry is made: “Fine for an administrative offense in the field of road safety”, then information for payment of the decision is indicated;
fields 106-110 - enter the value “0”.
The information for filling out the payment form is specified on the website of the State Traffic Inspectorate. To clarify them, you need to:
Open the “State Traffic Inspectorate”/ “Divisions of the State Traffic Inspectorate” tab.
Find the traffic police department that issued the fine.
On the page of the selected traffic police department, you need to select “Enforcement of administrative legislation.” Next, the system will indicate all the information necessary to fill out the payment form.
Paying a fine online via the Internet
Payment of fines via the Internet is now in great demand. It is convenient for citizens to pay their debts via the mobile Internet rather than visiting an institution. There are a lot of options on how to do this: from online banking to electronic payment systems. And then in detail about each such option.
Repaying a fine through the State Services portal
The method is available only to those who have an account on the portal. If it is not there, then payment is impossible. Another important point is the delay in payment. Money does not always arrive in the account on time, on the day of payment. Therefore, we advise you to make any payment, including fines, in advance. The commission size is acceptable - 0.5%. Even compared to bank commissions, this is a very profitable option.
If you do not have a profile on the portal, you can ask someone to pay the debt for you. Of course, provided that such a subject has a profile. To pay debts on fines of any entity, you need to know the driver's license number.
Paying a fine through the traffic police
The method is relevant for those who want to quickly pay off all their debts. This is important for those who are already running out of 70 days.
Payment of collection on the site takes place according to the following algorithm:
- in the “Checking unpaid fines” section you need to enter the registration number of the car itself and registration information;
- after checking and receiving the results, you need to choose the fine that will be paid;
- After that, select a payment method. This can be done using a bank card or electronic wallet. WebMoney, Qiwi, Yandex are accepted for payment. Money.
One of the most effective, simple and quick payment options, which allows you to pay off all debt to the budget in one go.
Sberbank Online: features of fine repayment
The method is available to those who are clients of Sberbank. Since payment is made through online banking. The method is not available for other entities. The advantage of this method is the speed of payment. There is also a lower commission than when paying over the counter.
Payment is made using this method:
- log into Sberbank Online and find the “Payments and Transfers” category;
- in the section, select the “Traffic Police, Taxes and Duties” tab, where you must find “Fines”;
- In the system, it is necessary to enter the driver’s license number, STS (optional).
When the system provides the result, you need to either select the fine that will be paid, or pay the entire debt at once. After choosing, you need to decide on the payment card from which the payment will be debited. After this action, payment must be confirmed using a password, which will be sent via SMS. That's all. The payment receipt will be generated in electronic format.
The advantage of the method is that the Sberbank Online system even allows you to calculate a 50% discount in the first 20 days after issuing a fine.
Payment using online banking
Payment through online banking on the one hand is similar in all banks:
- you need to go through authorization;
- find the “Payments” section;
- in the section, select the “Fines” subsection;
- select the card with which the payment will be made;
- confirm the operation using the code.
On the other hand, the interface of each online bank is different. Therefore, you need to understand that the names of some subsections may differ. You just need to search for the category you need on your own. She is there anyway. It is simply impossible to consider the interface of all online systems of all Russian banks.
Yandex. Money: how to pay off a fine
The client logs into the Yandex payment system. Money also finds the “City Payments” category there. The payment is carried out taking into account the fact that the system will independently provide a list of those fines that are assigned to the subject. He can pay everything at once, or he can choose one method. The advantage is that the owner of the wallet can pay off the debt for someone else, not just himself. To do this, you need to know your driver's license number.
Absolutely all wallets are characterized by fast receipt of money and provide a payment receipt.
Using Qiwi wallet
If you want to save money, then this option is just for you. When paying a fine through a Qiwi wallet, the system does not charge any commission. The operation takes a few minutes.
To make a payment you need:
- Sign in;
- select the “Pay” subsection, in which you need to find the category of fines.
Important: to carry out the operation correctly, you need to have the number of the resolution and the date of its preparation. After entering this information, payment is processed immediately.
Mobile phone applications
Now there are several convenient mobile applications that can be downloaded to your mobile phone. The advantage is that the system helps not only pay the debt, but also track all current collections.
Code OKTMO/OKATO
OKTMO, or the All-Russian Classifier of Municipal Territories, replaced OKATO in 2014.
The codes included in this classifier are necessary to simplify the process of processing statistics data for various municipalities and for more accurate tracking of incoming payments (including fines paid to the traffic police).
The OKTMO code has eight digits.
Previously 01.01. In 2014, there was an All-Russian Classifier of Objects of Administrative-Territorial Division (abbreviated as OKATO). The corresponding OKATO code is contained in the details for making a payment; it indicates where the legal entity (in this case, a government body) is located in a specific region, district, city, town, etc. The number of digits in the OKATO code (from two to eight) also depends on the size of the administrative-territorial unit.
The payment details may indicate both the OKTMO and OKATO codes, transferred, due to changes, from one classifier to another.
SMS message: how to pay off debt on fines
Not all drivers know about this method, but it works effectively. You can pay the fine via SMS message. A few years ago, this payment option was available only to residents of the capital. Now this option works throughout the entire state. True, the availability of the method is determined by preliminary registration in the Unified Mobile Platform system. When registration is completed, then you need to send a simple message with the text “servicereg” to 7377. The option is available even for those who do not have a card or electronic wallet. Using the same algorithm, you can even find out the amount of debt.
No receipt: what to do
If you have lost your decree, most of the payment options discussed may not be available to you. Since the system in many cases requests a document number. In this case, you can use a special form - PD 4. The most common option is to obtain PD 4 from Sberbank. In the form you need to indicate the payment amount and other details. The disadvantage of this option is that the commission when paying through PD 4 is 15%. If the payment amount is quite impressive, then, of course, the overpayment is not small.
If there is no resolution, you do not remember the amount of payment for the fine, then you can find out the relevant information by calling 9112. But, for example, payment through the portal “Government Services, etc. provides the opportunity to pay without a decree.
Payment of fines on the vehicle registration certificate
1. To find traffic police fines by registration certificate number, use the “By Vehicle” tab.
2. Enter the series and number of the vehicle registration certificate. The series and number usually consist of 10 characters in one of the following formats CCBBCCCCCCCC or CCCCCCCCCCCC, where C is a number and B is a letter. For example:
- 12AA123456
- 1234987654
3. Click on the “Find!” button and wait until the search is completed.
This method allows you to find fines received by different drivers while driving the same car. If your car is used by several drivers, for example, employees of one organization or members of one family, then use this search method.
In addition, fines for unpaid parking can also be found by the vehicle registration certificate number.
What are the deadlines for paying the fine?
The following rules apply for deadlines:
- the first 10 days are provided to appeal the fine. During this period, you can safely not pay. Nobody will demand anything from you;
- the next 60 days is exactly the period during which you need to repay the debt. If you do not do this, you can receive an additional fine of 200% of the debt amount itself and begin “active cooperation” with bailiffs.
If the fine was issued for a minor offense and you want to receive a 50% discount, then you can do this - pay the debt in the first 20 days.
If the debt is not repaid within 70 days, an additional fine may be imposed in court. For example, your fine is 1,000 rubles, then the penalty for violating payment discipline is 2,000 rubles. The total amount of debt is 3,000 rubles.
Note: an additional penalty for non-payment can be issued in the first three months after the delay occurs and only in the personal presence of the subject. If a citizen does not attend a court hearing, then they cannot issue a fine.
If the debt is not paid within 70 days, the case will automatically be transferred to the FSSP, that is, to the bailiffs. Based on the writ of execution, any options for forced collection can be taken - up to the seizure of property and its sale at auction. Therefore, again, advice: pay the fine and forget about it, rather than have problems in the future.
What fines are not discounted?
Permission to partially pay the fine occurred back in 2021, although the law was adopted at the end of 2014. To take advantage of this discount, the motorist must pay the fine within 20 days. But there is a category of violations to which the discount does not apply in any way, regardless of when and how the payment was made.
These include:
- Driving a vehicle while intoxicated or handing over your own car to a drunk driver;
- Imposition of a fine due to the driver’s refusal to test for alcohol;
- The offender is the main instigator of the accident, which results in casualties or injuries;
- The driver exceeds the speed limit by at least 40 km;
- Repeatedly driving through red lights;
- Driving a vehicle into oncoming traffic or tram tracks;
- Failure to pay a previous fine.
IMPORTANT !!! From the above, it is clear that in order to lose the opportunity to save half the price for a fine, the driver must make serious mistakes when driving a car. And if these are minor violations, then they must be committed repeatedly.
A repeated or repeated violation is considered to be a violation that occurs within one year after the first. After a year, a new violation is not repeated. If a fine was issued against him, then the countdown of the year begins from the date of its repayment.
