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Discount for accident-free driving under OSAGO 3.4 (67%) 20 vote[s] The cost of OSAGO is calculated according to

Insurance companies reward drivers for long periods of accident-free driving. To do this, use driver classes and

What does the law say? September 1, 2014 in the Federal Law “On compulsory civil insurance

What is “Bonus-Malus Class” in OSAGO? One of the significant factors affecting the cost of insurance is