Is hitting a door in a parking lot an insured event or not?

Unfortunately, even excellent driving skills and impeccable knowledge of traffic rules cannot protect you 100% from a traffic accident. One of the most common types of accidents is parking lot accidents. Usually in such cases it is possible to do without significant damage and only the iron suffers. This makes it possible to receive insurance compensation under a simplified procedure using the Europrotocol.

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What to do if you have an accident in a parking lot?

You can call the traffic police from a landline phone at number 02 , from a mobile phone at two numbers 112 (this is the Ministry of Emergency Situations, after hearing the problem, they will switch you to the necessary department) or 102 (police, here you will be switched to the traffic police officer on duty).
If you get into an accident in a parking lot, you must adhere to the following algorithm of actions:

Attention! If you have any questions, you can chat for free with a lawyer at the bottom of the screen or call Moscow; Saint Petersburg; Free call for all of Russia.

• Stop completely and put the vehicle on the handbrake.
• Activate emergency mode (using the button located on the vehicle’s instrument panel).
• Place an emergency sign 15 meters from the scene of the incident. This is required by traffic regulations. If you ignore this requirement, you will be fined 1000 rubles (according to Article 12.27 of the Administrative Code), regardless of whether you are the culprit of the accident in the parking lot or not.

Attention
It is prohibited to somehow correct the location of cars and other details of the incident. Everything must remain in its place until the traffic inspectors arrive or until an accident diagram is drawn up according to the European protocol. If, as a result of the accident, damage was caused only to property, and the cars involved in an accident in the parking lot interfere with the movement of other cars, by calling the traffic police and consulting with the officer on duty, you need to remove the vehicle from the roadway after the necessary facts are recorded in photos and videos (in compliance with traffic regulations clause 2.6.1). In case of failure to comply with this requirement, the participants in the accident face a fine of 1,000 rubles.

• If people were injured as a result of the collision, you must immediately call an ambulance. If necessary, first aid should be provided (but only if the appropriate skills are present).
• If the estimated amount of damage exceeds 100 thousand rubles (in the absence of disagreements and registration of the Europrotocol using the mobile application "DTP.Europrotocol", the maximum amount increases to 400 thousand in accordance with Federal Law No. 40, Article 11.1.), or there are victims, they are called to the scene of the accident traffic police officers and those involved in the accident follow their instructions. Otherwise, if the participants in the accident managed to come to an agreement, you can do without them and draw up a report yourself.

Let's consider further actions, without the participation of traffic police inspectors:

1. Take photos and videos of the accident scene. There are no special requirements for the quality of images, so photos taken on any smartphone are suitable. The main thing is that the images include vehicle registration numbers (they should be clearly visible), a general panorama of the scene of the incident and the damage.
2. After that, a diagram of the parking accident is drawn up. Both participants must agree on it and sign on it. We will talk about this aspect in more detail in a separate paragraph. If you cannot reach an agreement, it is better to call the traffic police.
3. If possible, find witnesses to the accident. They will help in further proceedings. To testify, take their contact information so that they can be present in court if necessary.
4. All information received is entered into the Europrotocol (we will tell you in more detail about filling it out in a separate paragraph).
5. According to clause 2.6 of the Traffic Regulations of the Russian Federation, drivers are required to clear the roadway if the consequences of an accident make it impossible for vehicles to move. You should vacate the site of an accident in the parking lot only with the permission of the traffic police officer on duty. For ignoring this requirement, a fine of 1000 rubles is provided. In some situations (for example, if it is not possible to photograph the scene of the accident), it is better to receive this fine in order to preserve the details of the accident and not become the culprit.

IMPORTANT
Remember that you will only be able to receive compensation from the insurance company if you follow all the recommendations described above.

Analysis of road accidents. Controversial incidents in parking

Accidents in parking lots and courtyards usually do without significant damage and even cause a smile: how could it be possible to collide at such a speed and out of the blue? But the participants in the incident are not laughing. Let's look at a few typical cases and consult with experts to find out who is to blame.

The first case is a classic of the genre. A black Hyundai Tucson was moving around the parking lot looking for a free space. At some point, for some reason, he decided to back up, which led to a collision with a Kia Rio, which was reversing out of a parking pocket.

According to clause 8.12 of the Russian Federation Traffic Regulations, here you can safely award a “flip”. But the Rio driver is unlikely to agree with this: he, leisurely leaving his parking space, almost completed the maneuver; there were no obstacles or anyone to whom he was obliged to give way to the trajectory of his movement. But the crossover, backing up, was moving straight towards the obstacle, resulting in a collision. In general, the crossover maneuver can hardly be explained by anything other than inattention.

A black crossover moves through the parking lot looking for a free space.

The driver of the car missed the crossover and began to drive out...

...at this moment the driver of the crossover decides to back up - a collision occurs between two cars moving in reverse

Denis Lazarev

Head of division Avarkom.rf

“Both drivers are to blame. They violated paragraph 8.12 of the rules: “Reverse movement of a vehicle is permitted provided that this maneuver is safe and does not interfere with other road users. If necessary, the driver must seek the help of others.” Both cars were moving in reverse without making sure that this maneuver was safe.”

The next accident is an obvious mistake on the part of the driver.

Having let the first car pass, he apparently figured that no one else would be coming in the near future, and began to back up. At that moment, a silver station wagon was already moving along the driveway, but it did not have time to react to the obstacle that had arisen, resulting in a collision. Again point 8.12, but the guilt is not mutual. The driver of the black hatchback is at fault in this traffic accident.

The driver let the first car pass and began to back up...

However, another car was following. Inattention and haste led to an accident

A case from Magnitogorsk. Two cars collided in the courtyard of a high-rise building. The driver of a golden Daewoo Nexia drives into the yard, driving straight. At the same time, the cherry Nexia is reversing in the transverse direction, but its driver does not see the obstacle, since his view is blocked by another car.

The driver of the golden Nexia saw the obstacle too late, but managed to brake. True, this did not prevent the accident, since the other car continued to move anyway and “slammed” into the left front fender of the Nexia.

The golden Nexia moves through the yard, where the cherry Nexia reverses

Seeing an obstacle, the driver of the golden Nexia brakes at the last moment

However, the cherry Nexia does not have time to react and a collision occurs

The situation is twofold. On the one hand, the golden Nexia, which stopped at the last moment, became the victim of an inattentive driver who was backing up and violating the above-mentioned clause 8.12 of the Russian Traffic Regulations. However, maybe it was the unexpected appearance of Nexia that created the notorious obstacle? The situation is complicated by the lack of a clearly defined priority of movement on each side.

Dmitry Serebryakov

Senior teacher at the Virage driving school

“In this situation, the culprit of the accident is the driver of the burgundy Nexia. He violated rule 8.12: “Reverse movement of a vehicle is permitted provided that this maneuver is safe and does not interfere with other road users. If necessary, the driver must seek the help of others.” The driver of the cherry Nexia was not convinced of safety and was moving in reverse. The driver of the golden Nexia stopped immediately when he saw the movement of the burgundy one, thereby trying to prevent an accident.”

A common case is an accident in the underground parking lot of a shopping center. The footage shows Novosibirsk Mega.

Attention! Profanity:

In conditions of obstructed visibility and after tiring shopping, drivers sometimes lose concentration and do not look at the signs. And they are here! The driver of the car with the recorder was moving along the main road, as evidenced by the “diamonds” under the ceiling. Even if there were no signs, the driver approaching from the left had to be guided by clause 8.9 of the Traffic Regulations of the Russian Federation, which states that if the trajectories of vehicles intersect, and the order of passage is not specified by the rules, then the driver approaching from the right must give way. However, in this case, the priority is determined by the signs, which means that the driver of the silver Toyota Vista Ardeo is clearly to blame. Be careful in underground parking lots, real chaos happens there on holidays!

Denis Lazarev

Head of division Avarkom.rf

“Drivers in parking lots and other adjacent areas are required to follow the traffic rules, namely clause 8.9. Or follow the priority signs, if there are any in this parking lot. Road signs in internal parking lots and courtyard driveways must be installed in accordance with GOST and with the permission of the traffic police.”

The next video is again about an obstacle on the right, only this time the situation occurred in a “disputed territory”: either a white Volkswagen Polo on the right is leaving the parking lot (that is, from the adjacent territory), and then there is no need to let it pass, or there is an intersection of equivalent roads, and then the car with the recorder had to give way. Drivers clearly assessed differently who had priority here.

Fortunately, there was no collision, so the parties separated safely, and everyone remained with their own opinion. It is impossible to determine from the recording who was actually right: if the accident did occur, the traffic police inspector should have determined whether there was an exit from the adjacent territory or whether it was an intersection of equivalent roads. What should the drivers themselves have done? It’s dark, you can’t see the signs, and you can’t see the markings either. If the situation is obviously controversial, then who acted more wisely?

Dmitry Serebryakov

Senior teacher at the Virage driving school

“The driver of a car with a video recorder did the right thing by stopping in accordance with paragraph 13.13 of the rules. “If the driver cannot determine the presence of coverage on the road (darkness, mud, snow, etc.), and there are no priority signs, he must assume that he is on secondary road”, and also reduced the speed in accordance with paragraph 10.1 of the rules “If a danger to traffic arises that the driver is able to detect, he must take possible measures to reduce the speed until the vehicle stops.” The driver of the white car violated both of these points without even attempting to slow down or stop.”

An accident out of the blue in Yaroslavl.

The driver of the first car decided to suddenly make a U-turn in a residential yard. The car driving behind did not have time to stop. The culprit of the accident was not convinced of the safety of the turn and created an obstacle for another traffic participant. The situation was aggravated by ice.

An incomprehensible maneuver turned into a micro-accident right at the entrance

Dmitry Serebryakov

Senior teacher at the Virage driving school

“Undoubtedly, the culprit of the accident is the driver of the light-colored car. He violated rule 8.8, which states: “If, when turning outside an intersection, the width of the roadway is not sufficient to perform the maneuver from the extreme left position, it is allowed to be performed from the right edge of the roadway (from the right shoulder). In this case, the driver must give way to passing and oncoming vehicles.” The driver of a light-colored car did not give way to a passing car, which led to an emergency.”

The next video demonstrates a conflict situation involving the fair sex (the video contains profanity). The footage shows that there was a traffic jam at the exit from the parking lot. The owner of the car with the recorder tried to wedge into the traffic, but she was not allowed in. A verbal spat between two women led to the fact that one of them followed the principle and ground her rival.

In fact, because of a few seconds, they will now both have to spend hours waiting for the emergency commissioner. One can only imagine what kind of compliments were expressed to them by other participants in the traffic jam, who now cannot get out at all.

Departure to the main one. Not everyone is ready to generously let people leave

The swearing motorists move in parallel for some time...

...but in the end, contact between two principled ladies becomes inevitable

PS Finally, a “hard” accident in a parking lot with driving into oncoming traffic.

Happy New Year to everyone! Take care of yourself!

When is it necessary to call the traffic police?

Above, we looked at an approximate algorithm of actions when compiling an accident without the participation of traffic inspectors. Most parking accidents occur this way. However, there may be cases when it is impossible to do without calling traffic inspectors. These include the following situations:

• More than 2 participants in the incident. This is due to the fact that such situations require careful investigation. Example: two drivers, while parking, crashed into each other and hit a neighboring car.
• A parking lot accident results in injuries. This applies not only to vehicle occupants, but also to pedestrians and cyclists.
• One of the participants in the accident in the parking lot does not have (or has expired) a compulsory motor liability insurance policy.
• The participants in the incident were unable to reach an agreement among themselves. A typical situation is when drivers shift the blame or cannot agree on the amount of compensation.
• The amount of damage is more than 100 thousand rubles (in the absence of disagreements and registration of the Europrotocol using the mobile application "DTP.Europrotocol", the maximum amount increases to 400 thousand).

Additional information
The latest innovations regarding calling traffic police officers to the scene of an accident are prescribed in Order No. 664 of the Ministry of Internal Affairs.

How is the Europrotocol drawn up?

Let us note the basic rules for drawing up a Euro protocol in the event of an accident in a parking lot:

• The photographs must show all aspects of the incident (vehicle, consequences, etc.).
• You can only write on the European protocol form with a regular ballpoint pen. Pencils, felt-tip pens and other office supplies cannot be used.
• The document must be filled out in 2 copies - for each of the participants in the accident in the parking lot.
• The note must indicate the model of the device on which the pictures were taken.
• Both copies must contain the same information.

The European Protocol is a two-sided form with many points. In each of them it is necessary to indicate reliable information, otherwise the document will have no legal value. Let's consider each of the points:

1. The scene of the accident. The full name of the locality, street, house, etc. is indicated.
2. Date of the accident. The collision time in the parking area is set here.
3. Number of vehicles. The number 2 is indicated, because if there are more participants in the accident, then it is impossible to do without the participation of traffic inspectors and drawing up a Europrotocol is unacceptable.
4. Number of wounded. We put a dash.
5. Medical examination. We set: “not required.”
6. Damage caused to other vehicles. Dash.
7. Witnesses. This section contains their full names and contacts.
8. Registration by traffic inspectors. We put "no".
9. Information about vehicles and their owners. Here you need to enter complete data, including information from the STS.
10. Insurer. The full name of the insurance company is written down (for both participants in the accident). This section also contains information from MTPL policies.
11. Collision site. Indicated by an arrow or cross.
12. List of damages. Here is a complete list of spare parts that were damaged as a result of the accident.
13. Road accident diagram. Compiled in free form. It must contain road markings, vehicles, etc. An example is presented below.

    

14. Signatures. It is also necessary to indicate the decryption (last name and initials).
15. TS. Cars are assigned corresponding letters (“A” and “B”).
16. Circumstances of the incident. The essence of an accident in a parking lot is briefly outlined (example: car “A”, making a U-turn, hit car “B”).
17. Who was driving? The full names of the drivers are entered here.
18. Whether vehicles are able to move.
19. Note. Information about the availability of photos and videos is indicated.

for registration of an accident in a parking lot.

Examples of road accidents and identification of the culprit

Since a parking accident falls under the definition of a traffic accident, the culprits are determined according to the general principles of traffic rules. Let's look at a few examples:

• The driver of car “A”, when opening the door, hit a parked car “B”, which was parked in the parking lot of a shopping center. Such a case does not fall under the concept of an accident, so the culprit will pay compensation in accordance with Art. 15 of the Civil Code of the Russian Federation (since such a violation implies payment of losses).
• The driver, reversing out of a parking space, hit a pedestrian. In this case, the driver will be found to be at fault. The size and nature of the sanctions will depend on the circumstances of the incident (severity of injuries, speed of movement, driver’s intoxication, etc.).

Is it always the one who hits you from behind who is to blame for an accident?

Many motorists mistakenly believe that in accidents when a car hits a neighbor driving in front in the lane, the one behind is guaranteed to be at fault.

Indeed, paragraph 9.10 of the traffic rules, which has not changed since its adoption in 1993, clearly states that the driver must maintain such a distance from the vehicle moving ahead that would allow him to avoid a collision, as well as the necessary lateral interval to ensure traffic safety.

However, paradoxically, in the vast majority of cases in these types of accidents, the culprit is often found to be the person driving ahead. Why is this happening? It's all about a large number of reservations and subclauses that allow clause 9.10 of the rules to be interpreted in favor of the one who, excuse the jargon, “caught up” with the person in front.

For example, paragraph 9.10 ceases to work in favor of the driver moving ahead when he undertakes emergency braking that is not required to prevent a traffic accident.

Here’s a typical example: a driver suddenly slams on the brakes before an intersection, approaching it while, say, the flashing “yellow” light is on. In the event of an accident, the culprit will most likely be the one who slowed down at the traffic light, since he created an emergency situation with his illogical and dangerous actions. However, it happens that in this type of accident, both drivers may be found to be at fault (for example, if the one who was driving behind did not keep the distance and speed limit).

Even more likely, the culprits will be considered to be the so-called “teachers” - deliberately braking “to the floor” in front of other cars in order to teach their drivers a lesson for what they consider to be some flaws. Thus, know that if the car makes a sudden stop in front of you in a situation that did not require it, the truth is on your side. In this case, all that remains to be concerned with is the evidence base - recordings from the DVR, nearby CCTV cameras, or the search for witnesses - neighbors down the road or passers-by.

Now let's imagine the following scenario. You are driving along the main road, and another vehicle suddenly jumps out in front of you, leaving the secondary road. You perform emergency braking, but “catch up” with the car wedged in front of you.

If the appropriate evidence is collected, the culprit is almost guaranteed to be the driver who unceremoniously jumped out right in front of you, as provided for in regulation 8.3 of the traffic rules.

According to it, when entering the road from the adjacent territory, the driver must give way to vehicles and pedestrians moving along it, and when leaving the road - to pedestrians and cyclists whose movement path he crosses. If the car in front of you unexpectedly changed lanes, braked sharply, and you drove into its rear, then you again have a chance of being in the right in this situation. Here again, it is advisable to have a DVR, or look for external surveillance cameras and witnesses.

Let's also consider the often encountered situation with the so-called multiple collisions, when several cars drive into each other's stern at once along a chain (the so-called "train").

Practice shows that the owners of the second, third and subsequent cars in the chain will be recognized as the culprit due to failure to maintain a distance (clause 9.10 of the traffic rules) and failure to reduce speed when danger arises (clause 10.1 of the traffic rules). However, this often happens. The first car drives into the “back” of the neighbor downstream, and he, following by inertia, “catches up” with the car in front. The innocence of the one who was “pushed” can be proven by conducting a forensic examination or relying on the testimony of the video recorder and witnesses. However, in fact, very often all participants in an accident receive a “win-win” when all participants in the accident are found guilty.

And it is absolutely certain that the driver of the car in front is found guilty if he collides with other cars while reversing. Most often, such accidents occur when leaving a parking space or reversing on the highway.

The culprit for backing up is made by clause 8.12 of the Traffic Regulations, according to which reversing a vehicle is permitted only on the condition that this maneuver is safe and does not interfere with other road users. In turn, paragraph 8.11 stipulates that reversing is prohibited at intersections and in places where turning around is prohibited. In any case, even in such a situation, you will need a video recorder or witness testimony to prove your case.

What actions to take if the culprit of the accident escaped?

There are often cases when drivers, having become the culprit of an accident in a parking lot, simply leave the scene of the accident, hoping to avoid punishment. We will not delve into the moral aspect of such an action, but will tell you how to act in this situation. First of all, make sure that the car really disappeared from the parking lot. Some drivers (especially inexperienced ones) panic when they collide with another car and may simply drive away to calm down. After making sure that the culprit has disappeared from the parking area and is not going to return, do the following:

• Mark the accident site with an emergency sign 15 meters in front of your vehicle.
• Activate emergency mode.
• Take photos and videos of the scene of the incident. It would be ideal if you can capture the registration numbers of the culprit’s car.
• If possible, find witnesses to the accident that occurred in the parking lot. In this case, you cannot adjust the position of your car. It is also advisable to take DVR recordings from drivers of neighboring cars.
• And the last action is to call the traffic police by calling 02 (020, 112 from a mobile phone). They will conduct a preliminary investigation on the spot.

Most parking lots have a large number of video cameras. Therefore, there is a high probability that the accident was captured and it will be possible to find the culprit of the incident.

For your information

A driver who leaves the scene of an accident in a parking lot will be held administratively liable under Article 12.27 of the Code of Administrative Offenses of the Russian Federation. According to this legislation, he will be sentenced to deprivation of his license for 12-18 months, or to arrest for 15 days and seizure of the vehicle. Compensation for damage caused will be awarded in accordance with the general procedure.

What to do if the culprit escaped

In circumstances where you yourself are at fault in a collision in a parking lot, you should not leave the scene of the accident.

If no one got out of the car after the collision, you need to make sure that the people there were still alive, or that they were simply not in the cabin.

In this case, there is no need to leave a note with your phone number and car number written on it. In any case, one of the participants is obliged to call the road patrol service.

In addition, if there are CCTV cameras near the parking area, they will record the license plate number of the car, the appearance of the driver who provoked the incident, as well as his disappearance from the scene of the accident without the consent of the patrol officers.

If the culprit of the collision in the parking lot left without good reason, then the victim must report the damage found on the car to the traffic police.

After the application is received by the highway police, employees will put the culprit on the wanted list, check all CCTV cameras if they are installed nearby the parking area, find and interview witnesses, if any.

In this case, you can also contact the insurance company; it will pay the victim insurance, and then demand the same amount from the found culprit as recourse under compulsory motor liability insurance.

Does compulsory motor liability insurance apply in case of an accident in a parking lot?

In this case, everything will depend on the type and cause of the collision, as well as on identifying the culprit of the incident. These aspects will influence the amount of damage. So, for example, being hit by a door is not considered an accident (according to Federal Law No. 40 of April 25, 2002).

An incident in a parking lot may be called an accident if it has the following characteristic features:

• The incident involves two or more participants (vehicles, pedestrians or cyclists).
• At least one of the participants in the incident suffered damage (material or physical).
• Only one participant encountered a static object.

Thus, no matter where the incident occurred, it in any case falls under the concept of an accident. From this it follows that in case of an accident in a parking lot, compulsory motor liability insurance applies. The parking lot is considered adjacent territory.

What is an accident

It is quite obvious that all the negative actions (hitting the door, bending the mirror) that often happen in the parking lot cannot be called an accident. During an accident, there are some common signs that allow you to classify the incident into the appropriate category.

A road accident is characterized by:

• participation of at least two vehicles (if one car drove into a pole - not our case);
• presence of visible significant damage (a small scratch does not count);
• movement of one of the cars;
• hitting a pedestrian;
• collision with a moving and stationary object.

We have decided on the signs. But they all work on the road. What to do if the incident happens outside the roadway. Is a traffic accident in a parking lot considered an accident? The traffic rules clearly stipulate that cases on the road and the surrounding area are considered, which includes:

• places near residential buildings;
• parking areas near shopping centers, business centers, stadiums and other public places;
• areas for stopping cars at roadside cafes, gas stations, and enterprises;
• territory of municipal and government structures.

Important!

An accident in a parking lot, but if all the signs are present, is an insured event under MTPL, subject to the participants having valid insurance policies.

Is CASCO valid?

In the case of CASCO, the same principles apply as with OSAGO. A voluntary car insurance policy cannot protect the driver from all risks (contrary to the promises of many insurance agents who are trying to sell the policy faster).

The vehicle will be insured only against those risks that are specified in the CASCO agreement. The most frequently indicated are the following:

• Road accident.
• Fire.
• Arson.
  Please note : Fire and arson are two different things. A fire is a situation where, for example, a garage in which a car was parked caught fire. Arson is when a vehicle is deliberately set on fire (usually such situations do not occur without police intervention).
• Hijacking.
• Damage due to natural disasters or falling foreign objects.
• Damage from the actions of third parties.

Thus, if the incident in the parking lot does not fall under the concept of an accident, then compensation under CASCO will be paid only if the corresponding clause is specified in the contract.

Accident in a parking lot with a barrier

The presence of a barrier in the parking lot requires payment of a fixed fee for parking. Only after this will it open and the vehicle will be able to pass. Accidents with a barrier occur if the driver:

• Refuses to pay for parking and deliberately violated parking rules.
• I lost control of the vehicle and accidentally hit an obstacle.
• I got distracted (for example, when paying for parking using the terminal) and hit the barrier.

If an accident with a barrier occurred without malicious intent (due to inattention) and nothing was damaged except the barrier, then administrative measures will not be taken against the driver. He will only have to compensate for the damage caused (repair or replacement of the barrier). Otherwise (i.e. if the damage to property was deliberate), the driver will face administrative punishment (the size and nature of the sanctions will depend on the scale of the consequences).

Reverse parking accident

As practice shows, parking accidents in most cases are associated with neglect of traffic rules while reversing. The causes of such road accidents are the following:

• When reversing, the driver did not make sure that there was an obstacle for other road users.
• There was action by third parties (pedestrians, cyclists, other drivers, etc.).
• The driver ignored the prohibition on reversing in a pedestrian zone.

Please note:
Each situation is individual, but in most cases the driver who was driving in reverse is found to be at fault for an accident in a parking lot. He must make sure that he does not interfere with other road users. There is no additional penalty for such a violation.

Is it necessary to display a warning triangle?

Drivers often have doubts about the need to put up a warning triangle when an accident occurs in a parking lot. In cramped parking conditions, taking into account the low speed of vehicles, such a requirement seems unnecessary, but traffic rules say otherwise.

Traffic regulations oblige the driver, when registering an accident, to turn on the hazard lights to indicate the vehicle and install an emergency stop sign. Parking accidents are classified as road traffic accidents, therefore, they are subject to the requirements of paragraphs 2.5 and 7.2 of the traffic rules . In them, the places of accidents are not divided into the road, local area, parking lot and others. Therefore, if you forget to put up an emergency stop sign, traffic police officers are required to issue a fine for the violation.

The rules require the driver to place a warning triangle at a distance of no closer than 15 meters from the vehicle. It doesn’t look entirely appropriate in a parking lot, but it’s better to adhere to traffic rules than to pay a fine for violating it. The sign will also have to be displayed if the person responsible for the accident has disappeared, and you are waiting for the traffic police to register the incident.

What penalties may be applied?

The amount of the fine that can be issued depends on the type and nature of the incident in the parking area. As we noted earlier, the lion's share of parking accidents is related to non-compliance with traffic rules (especially when reversing). Therefore, when establishing the amount of the fine, the fact of whether traffic rules were violated is taken into account.

Additional Information

If the culprit, while performing a maneuver, violated traffic rules, he will be brought to administrative responsibility under article Violation of the rules of maneuvering 12.14 of the Code of Administrative Offenses of the Russian Federation. For such a violation, a fine of 500 rubles is provided. If one of the drivers does not have (or has expired) an MTPL policy, he will face a fine of 800 rubles (regardless of whether he is the culprit or not).

Hitting a door in a parking lot

If a driver hits a neighboring car with a door, then this situation falls under Article 15 of the Civil Code of the Russian Federation. It obliges the culprit to fully compensate for the damage caused. In most cases, such incidents do not cause difficulties and drivers manage to come to an agreement on their own, since identifying the culprit is not required.

If you struck a door, and you managed to come to an agreement with the driver of the damaged car, then before paying compensation, take a receipt from the second participant in the incident in which he will confirm that he no longer has any claims against you. Otherwise, after receiving the money, he can go to court for repeated compensation for the damage caused.

If it was not possible to reach an agreement “on the spot,” it is necessary to call the police or a local police officer. They, guided by generally accepted regulations, will identify the culprit and render a verdict. In this case, you must adhere to the algorithm described above.

Nuances

Different types and locations of accidents have distinctive features and characteristics. Let us note the key nuances of an accident in a parking lot that you need to know:

• If the accident occurred in a paid parking lot, then most likely there are video cameras there. Therefore, you can ask the administration to provide you with a recording of the accident. However, you may be refused, since paid parking employees are not required to provide such content without an appropriate resolution.
• If the accident resulted in death (for example, as a result of hitting a pedestrian), the driver will be sentenced to criminal liability under Article 264 of the Criminal Code of the Russian Federation.
• If the cause of the accident was external factors (for example, ice or poor quality of the road surface), they must be indicated in the note. In some cases, responsibility (i.e. payment of compensation) can be transferred to the parking management.
• If an accident occurred due to failure of one of the drivers to comply with parking and stopping rules, he will face a fine of 500-5000 rubles (according to Article 12.2 of the Administrative Code).

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What to do if an accident occurs in a parking lot?

If you are the culprit or injured in an accident in a parking lot, you must comply with the requirements of the traffic rules and the rules for processing documents under compulsory motor liability insurance. The algorithm of actions will look like this:

• you need to make sure that there are no injured citizens, and, if necessary, call doctors or provide primary medical care;
• it is necessary to fix the location of the machines and not move them until the documents are filled out;
• both drivers must display warning triangles;
• if no people were injured from the accident, and the amount of damage does not exceed 100 thousand rubles, drivers must independently fill out an accident notification, describe its circumstances, and determine guilt;
• in other cases, a traffic police officer is called to the scene of the accident, who will draw up a protocol on traffic violations and take part in filling out the notice.

How to correctly determine who is to blame if an accident occurs in a parking lot? General traffic rules will be taken into account, including reversing, requirements for markings and road signs, priority when moving through a parking lot, as well as other factors.

Actions in the event of an accident in a parking lot should include drawing up a diagram of the incident, which reflects:

• the trajectory of movement or parking place of cars immediately before the collision;
• placement of road signs, markings and markings;
• place of first impact;
• location of vehicles after an accident.

Such a scheme will be drawn up by the car owners themselves, or by a traffic police officer when drawing up a protocol.

What to do if the culprit of an accident in a parking lot fled

In this case, you must definitely call an inspector, since identifying the culprit of the accident is necessary for subsequent claims for insurance. To establish an identity, recordings from photo and video cameras or a video recorder, testimony of witnesses, and drivers of other cars can be used.

Find out more Protection of the culprit of an accident

If at the time of an accident in the parking lot the driver of the injured car is not driving, you should not count on the opportunity to avoid punishment. You can leave the scene of an accident only when the victim is taken to the clinic, or to clear a traffic jam. In all other cases, punishment will follow not only for violating traffic rules in a parking lot or parking lot, but also for leaving the scene of an accident.

Drivers themselves can determine who is to blame for an accident in a parking lot when drawing up a notice under the Europrotocol program. This is allowed if there are no objections not only to the fault of the collision, but also to the nature of the damage to the cars. If this registration option is used, the culprit will be able to avoid a fine or other administrative sanction.