Redemption of insurance cases for road accidents in Crimea (OSAGO/CASCO), quick sale of an insured event

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Participation in an accident is always associated with time and financial costs. But for car owners, an often unpleasant surprise is the refusal of the insurance company to fulfill its obligations in full. And the car owner risks receiving compensation in a much smaller amount than the planned repair costs.

The only possible option is litigation with the insurance company (IC). But there is an alternative option. This is the sale of accident insurance to relevant organizations. They pay the owner a slightly smaller amount, and then independently collect the funds from the insurance company in full.

Attention! If you have any questions, you can chat for free with a lawyer at the bottom of the screen or call Moscow; Saint Petersburg; Free call for all of Russia.

When can you sell an accident insurance case?

An insurance case can be purchased from a car owner if it meets several conditions:

All necessary documents have been collected.
According to the terms of the contract, the client of the insurance company has the right to receive compensation.
An organization specializing in the purchase of insurance cases in case of road accidents can make a profit as a result of collecting the required amount from the insurer.
The insurer deliberately underestimates the amount of payments, and the owner does not have the opportunity to independently take part in the legal proceedings.
The insurance company is deliberately delaying the payment of compensation. The vehicle received serious damage and the owner is forced to begin repairs at his own expense.

Attention
If the insured event corresponds to at least one of the above situations, then the car owner has every chance to sell the insurance case for an accident.
The proceeds from the ransom will be slightly less than the amount of compensation from the insurance company received in court. But an undeniable advantage will be receiving funds without any delays.

CENTER FOR INSURANCE PAYMENTS (Buying out debts of insurance companies, assessment and legal assistance)

"INSURANCE PAYMENT CENTER"

Khabarovsk, st. Turgeneva, 73 Our website: www.csvdv.ru

Debt repayment and legal assistance (office 26) tel. 46-97-03, 93-08-27, 8-924-412-74-30 email:

Independent examination and assessment (office 17) Tel. 25-10-56

Most motorists in the city of Khabarovsk, no matter how desperately they wanted to avoid this, have faced or will face in the future problems associated with the use of cars and other transport. It is important to understand that there is nothing wrong with this and such problems can be solved without your participation. Activity

is aimed at achieving by all available legal means the maximum possible result with minimal burden on our clients. In this regard, the number of visits to the office of our company, as a rule, tends to one - when signing an agreement for the provision of legal services or when clients receive money for concluding an agreement on the assignment of rights of claim (sale of debt). If necessary, an independent examination and assessment is carried out. We have created conditions under which the entire range of necessary services can be offered to our clients in one place.

In Khabarovsk, we are actively gaining momentum, within the framework of which we offer to buy out the debts of an insurance company from individuals and legal entities. If you have received an unreasonable refusal to pay insurance compensation under MTPL or CASCO, if you believe that the insurance payment under MTPL is underestimated, then by contacting us, you can immediately receive compensation for losses incurred due to an accident without participating in legal proceedings. Insurance compensation in case of an accident will be collected from the insurance company without your participation. The payment amount is agreed upon with the client and compared with the actual cost of repairs, so the payment is usually enough to restore the car. In the event that you do not have the time, opportunity or desire to engage in legal disputes with the insurance company, we suggest that you sell the debt to the insurance company and receive the money directly to your bank account or in cash. The size of the payment depends on the complexity of the upcoming case, the insurance company and the turnaround time. Insurance companies are doing everything to delay the payment date as much as possible. The transaction is concluded as follows: 1. You provide documents confirming the occurrence of an insured event (certificate of an accident, resolution on an administrative offense case, compulsory motor liability insurance policy/CASCO agreement). 2. We conclude an agreement with you on the assignment of rights (claims). You receive payment for losses, and we are preparing to sue the insurance company.

Collection of funds from the insurance company responsible for the accident. In the shortest possible time, through the courts, we collect underpaid insurance compensation, damage caused by the culprit of the accident and exceeding the amount of insurance compensation, and all your expenses incurred as a result of the accident. We carry out work at the stage of enforcement proceedings until you receive funds from insurance companies.

An independent examination and assessment is the only procedure that provides the opportunity to find out the amount of costs for restoring a damaged vehicle that must be covered by the insurance company and (or) the culprit of the accident. It should be borne in mind that insurance companies often evaluate restoration repairs in their favor. To establish a reasonable and fair cost for restoration repairs, you need to contact an independent expert organization. The results of assessing the cost of restoration of a vehicle are formalized in the form of an expert opinion, which is the only significant and admissible evidence when considering a dispute in court. If you are unable to provide the vehicle for inspection, an expert will visit the place where it is stored.

We have been successfully operating in the Khabarovsk services market since 2012 and during this time we have saved a large number of people from problems. This thread was created to answer your questions, receive your feedback and opinions, and post information about our company, so we ask you to respect our work and provide relevant information.

Insurance Purchase Law

The legislative framework of the Russian Federation contains a number of normative documents that clearly regulate the relationships of all participants in the insurance contract. Documents required for study include:

Article 382 of the Civil Code of the Russian Federation. It specifies the procedure for transferring the right to receive compensation to a third party, as well as a list of grounds for assignment.
Law of the Russian Federation “On the organization of insurance business in the Russian Federation” No. 4015-1.
And also Federal Law-40, published on April 25, 2002 and called “On Compulsory Motor Liability Insurance”. It regulates the rules for receiving compensation, the grounds for determining the amount of compensation and other equally important nuances.

A thorough study of the regulatory documentation gives the participant in an accident the opportunity to defend their rights and demand compensation for damage.

Types of redemption of insurance cases for road accidents

For your information,
the legislative framework of the Russian Federation contains a document regulating the relationship between the insurance company and its client. We are talking about regulation 4015-1, called “On the insurance business in the Russian Federation.” All actions of the insurance company, the participant in the accident and the third party (assuming obligations to receive compensation) are regulated by this provision.

There are two main options for purchasing insurance in case of an accident:

Transfer of powers of the injured party to a third party on the basis of a power of attorney. But this method of buying out insurance cases for a traffic accident is not widely popular. It is necessary not only to have the document certified by a notary, but also the power of attorney does not reflect the entirety of the concluded transaction. It cannot indicate the fact that the funds received are legally transferred to the collectors. And also the moment of transfer of money itself is not specified.
Assignment of interests on the basis of an assignment agreement. The document states that the debtor remains the same, and only the copyright holder changes. And after the conclusion of the assignment agreement, the right to receive compensation passes to the collection agency.

Attention
The insurance company does not have the authority to prohibit a participant in an accident from entering into an assignment agreement with collectors.

Buyback options

After the driver has contacted the company that buys out MTPL insurance after an accident, he needs to transfer his rights to the insurance contract to its representatives. This is done in any of two available ways:

Through the conclusion of the assignment;
By drawing up a general power of attorney (aka fictitious redemption).

Further, all issues with the insurance company will be resolved by collectors, who have received the right to protect the interests of the motorist in court. The victim can only wait for his additional payment for the damage received in the accident (sometimes companies pay clients immediately after filing the assignment).

Conclusion of an assignment agreement

As previously mentioned, the best option for selling your debt to third parties is to enter into an assignment. After all, to draw up such a document, as a rule, only two parties are required: the owner of the damaged car and a representative of the collection agency (the consent of the insurance company in this case is necessary only if the prohibition on transfer of the policy is stipulated in the compulsory motor liability insurance agreement).

It is important to know! You can register a transaction to sell a debt in favor of a company with any notary. To do this, the client just needs to bring with him a package of related documents and fill out the assignment form. The remaining problems of debt repayment will fall on the shoulders of the enforcement company.

Power of attorney

Unlike the previous option, the conclusion of a general agreement between the injured citizen and the collection organization allows the second party to only partially manage the existing compulsory motor liability insurance, without the right to fully privatize it. Therefore, the company will not be able to calculate compensation immediately, but only upon receipt of funds from the insurance company.

This is the only difference between an assignment and a power of attorney. Otherwise, these two documents will guarantee the driver compensation for 90% of the damage he received in an accident. The company takes the remaining 10% as payment for the services provided (in accordance with the unified regulations, the client must draw up an agreement at his own expense. But the assessment of damaged property and the legal process will already be paid for by the executive organization).

Advantages and disadvantages of the procedure

When deciding to sell an accident insurance case, you should remember that there are certain disadvantages of this action:

The need to pay for the services of a collection agency. The amount of payment directly depends on the amount of compensation and is often a fixed percentage.
To sell an insurance case, the participant in an accident will have to prepare a package of documents.
Not every collection agency is ready to conscientiously fulfill its obligations towards the owner. The risk of entering into an agreement with scammers is very high. This is what forces the car owner to carefully select collectors and study all offers on this market.
Filing a claim in court allows you to count on the full cost of compensation. In case of interaction with an organization, the amount of payments will be slightly less.

But turning to collectors also has a number of undeniable advantages. Some of the most significant advantages of buying out insurance in case of an accident include:

The minimum period of time from the moment of application until payment is received.
There are no legal costs.
The payment amount is adequate to the damage, without underestimating the cost of parts and labor.
There is no need to attend the trial in person.

In case of dishonest work of the insurance company and lack of time for legal proceedings, turning to collectors will be the optimal solution to the problem of payments.

Flaws

Buying out insurance claims has one, but huge, drawback - “lost profits”.

Example. The amount of insurance compensation was 100 thousand rubles. The policyholder received only 20 thousand from the insurance company. There is no way to collect the rest of the debt. The car owner decides to sell the insurance case for 50 thousand rubles. That is, he will already receive 30 thousand less (100-20-50).

In addition, if a person went to court on his own, he would also receive a fine in the amount of 50% of the unpaid amount of insurance compensation.

In our example, this is 40 thousand rubles (50% of 80 thousand). The amount of lost profits is already 70 thousand. Let's count further. For each day of delay there is a penalty of 1% of the unpaid amount. Let’s say the insurance company is 1 month late in payment. The amount of the penalty in this case will be 24 thousand (30% of 80 thousand). What if the period of delay is longer? As a result, the policyholder who wished to sell the insured event will receive less than 94 thousand rubles (30 40 24).

Naturally, there is always a possibility that, based on the results of the examination, the amount of insurance payments will be reduced. But, as judicial practice shows, this happens in exceptional situations. Even if the payment amount decreases, it will not be by much.

Another negative point. Since the reseller company acts on behalf of the client, after the end of the trial the policyholder will receive a notice from the tax office. It will require you to pay income tax. The object for taxation is a fine and a penalty. Regarding our example, the situation is this: the company pays you 50 thousand, and in court takes 94 thousand rubles for itself.

Advantages and disadvantages of buying out insurance cases in case of an accident for insurance companies

Just like for the owner of the car, there are a number of certain disadvantages for the insurance company when selling insurance to collectors:

100% guarantee of participation of the insurance company as a defendant in the trial. The plaintiff will be a lawyer with a high level of qualifications, and not a participant in the accident.
Such a serious opponent has every chance of receiving 100% compensation for damage.

It should be understood that for representatives of the insurance company there is not a single advantage of buying out an insurance business by a collection agency.

Advantages and disadvantages of buying out insurance in case of an accident for collectors

Considering the situation from the point of view of a collection agency, one can see a number of disadvantages that are associated with the purchase of an insurance case in case of an accident:

The need for proceedings with representatives of the Investigative Committee. The process can be protracted and accompanied by serious conflicts.
In 95% of cases, it is necessary to go to court in order to receive the full cost of compensation.

But we should not forget that there are a number of undeniable advantages. These include:

Net profit, consisting of the difference between the full insurance payment and the amount issued to the client. The profit margin, in some cases, can be quite significant.
Possibility of reducing the amount of payments to the client in case of mistakes made when preparing documents. For example, when filling out a protocol.

Attention,
the collection agency has the right to independently make decisions on the acquisition of insurance cases for road accidents. If for some reason it does not seem profitable or the amount of expected profit is minimal, then the company has the right to refuse a potential client.

How to choose the right company to sell insurance?

Not every vehicle owner knows the basic rules for choosing a collection agency. An ill-considered approach and contacting the first organization you come across leads to disappointment or a disappointing result of the transaction.

When choosing collectors to sell insurance in case of an accident, you need to follow a simple algorithm of actions:

Do not trust the company's promises to pay 100% of the damage. This contradicts elementary logic, because collectors charge a certain amount for their services, which will be deducted from the insurance company’s debt to the participant in the accident.
There is no need to rush to transfer the case to collectors. Experienced car owners recommend contacting the insurance company to understand how the insurer will behave and what amount you can expect.
Having decided to sell accident insurance, you must carefully study the contract. It is recommended that you read all footnotes and fine print carefully. In the absence of legal experience, the best solution would be the help of a professional lawyer or a more experienced friend. And only after carefully studying the document can you certify it with your signature.

Additional information
A smart decision would be to study reviews about the chosen agency.
You should not trust the information posted on the company’s website, supposedly on behalf of grateful clients. In their place may well be a system administrator or a specially hired employee of a third-party company. Who will not only write rosy and optimistic words of gratitude, but also easily post them on the collection agency’s website.

Rules for choosing a company for assignment of rights

Today, a very large number of organizations are ready to offer drivers their debt recovery services in case of an accident. But before contacting a particular firm, a person needs to check whether it meets the three main criteria of accredited agencies. Namely:

The amount of the refund should not exceed 90% of the full amount of compensation for the consequences after the accident (companies that promise their clients 100% compensation can automatically be classified as scammers, since such tariffs are not provided for in the unified regulations);
Collectors will not take up the case if the statute of limitations for the insured event is too long (to return funds, the mentioned organizations use the legal process, which, as a rule, takes a lot of time, so they definitely will not risk the deadlines);
When drawing up an agreement (or power of attorney), the company does not impose any additional conditions on the applicant that are not specified in the Civil Code (footnotes may also be in the form itself. Therefore, before signing, the document should be carefully studied).

Advice! If all of the above rules are followed by the company, then you can be sure that the sale of an insurance claim in case of an accident will be successful. In the opposite situation, it is better to find another representative of your rights to repay the debt.

Conditions and required documents

A prerequisite for selling road accident insurance under an assignment agreement is the preparation by the client of a certain package of documents. It includes:

Passport of a citizen of the Russian Federation issued to the owner of the car.
A driver's license confirming the right to drive a vehicle of this category.
Vehicle passport (or, if it is missing, a duplicate).
A correctly drawn up report from the scene of the incident.
Bank details where funds need to be transferred.
Copies of receipts, if the owner independently restored the vehicle without waiting to receive payments from the insurance company.

If the owner has in hand an independent expert report aimed at assessing the amount of damage, then it can also be attached to the main documents.

IMPORTANT

A mandatory condition for the purchase of insurance is a current MTPL or CASCO policy, which was in force at the time of the accident.

Benefits of the service

What other advantages does buying out CASCO and OSAGO debts have?

Here are just a few of them:

saving client time;
quick solution to the problem - the victim will be able to repair the vehicle or buy a new one in the shortest possible time;
no need to be a participant in a process that can drag on for a long time;
no need to spend money on the services of professional lawyers;
guaranteed receipt of the agreed and not underestimated amount of money by the client.

Full redemption procedure

The procedure for buying out an insurance case for a traffic accident is not particularly difficult and includes several stages:

Search for a collection agency that is ready to buy the insurance company’s debt and immediately provide funds in an amount that suits the car owner.
Discussion of the terms of the deal.
Preparation of the necessary package of documents for concluding an assignment agreement.
Signing the assignment agreement.
Collectors send a notification to the client's insurance company that the debt has been assigned.
The next stage is the work of collectors and representatives of the insurance company. The owner of the car does not take part in the trial.

By choosing the right collection agency, the car owner receives a slightly smaller amount than with 100% payment of compensation from the insurance company, but saves a significant amount of time and is spared from conducting an independent examination and participating in litigation.

Who is doing it and for what purpose?

Of course, you can follow the usual scenario and sue the debtor. Experience shows that the entire process can last from 3 to 6 months, and sometimes even a year. Material costs should also be added to the time spent. Today, paying for a lawyer’s services will cost from 25 to 50 thousand rubles, some of which will be reimbursed by the court. However, such money is not always at a person’s disposal.

From the editor: How to inspect a used car

Just in such a situation, our company will immediately pay you for the redemption of debt or refusal - from 30 to 80% of the total debt. We draw up an agreement with you, after which we independently collect the debt from the insurer.

This is a list of documents that make it possible to receive insurance compensation in case of an accident.

This is the main list of documents that are necessary for the purchase of an insurance business.

The purchase of insurance cases is mainly carried out by specialized companies that offer their clients quite favorable terms for processing the transaction.

Of course, all companies that offer insurance purchase services to vehicle owners primarily pursue the goal of generating income.

In some cases, they may require payment of a certain amount of money for services provided to the client.

At the same time, you also need to know that such companies offer comprehensive customer service, which includes full support of the transaction (providing legal advice, drafting the text of the contract, negotiating with the insurance company, etc.).

The redemption of an insurance business complies with the laws of the Russian Federation; this process is sanctified in the Civil Code. The process has a name - assignment (transfer of the right to insurance compensation). An assignment contract is concluded between the company and the car owner, which clearly states all the obligations of both parties.

This practice is becoming more and more popular every day, because it allows car owners to receive funds for car repairs after an accident without spending extra effort and time.

The buyout is carried out by companies that have experience and specialization in collecting debts for compensation from insurance entities. The company purchases and pays compensation money from its own funds, and then collects the money from the insured person.

This is done by companies based on proofreading services. The firm's staff consists of experienced and qualified auto lawyers. They will help you get money in a short time. Then they themselves demand compensation to reimburse the debt from the insurer.

If we take into account the fact that the company that makes the repurchase benefits from the difference in the amount given to the person who contacted them and demanded from the insurance person, it is not in all cases profitable to assign the insurance business.

This step is justified in cases where:

The compensation amount presented by the insurer is significantly and unreasonably underestimated;
In case of refusal of compensation;
In case of deliberate delay or delay in the process of payment of compensation by the insurance company;
When the only way to solve a payment problem is through litigation;
The insurer does not have the financial ability to compensate for financial damage.

Redemption of insurance claims for road accidents occurs in two legal ways:

conclusion of an assignment agreement (full sale);
execution of a power of attorney (representation of interests).

Automotive lawyers and various organizations make purchases mostly through assignment. This method gives them the opportunity to cut up to 30% of the insurance payment due to the client. During the process, a purchase and sale agreement is drawn up. The seller and buyer in this case are called assignor and assignee.

Executing a power of attorney does not transfer rights to the buyer, but only allows a third party to manage on behalf of the client. Formally, this is not a sales contract. The method is also called fictitious ransom. Buying out an accident insurance claim by proxy is good because the client has the right to claim 90% of his insurance.

Both methods are also bad because the insurance company is obliged to pay a fine of 20% and other penalties, which are unlikely to reach the client. In this situation, the car lawyer will receive much more than he invested.

Drawing up an agreement to buy out insurance in case of an accident

A transaction for the sale of an insurance case for an accident will be recognized as legal only if the assignment agreement has been correctly drawn up. After reviewing it, it must be signed by both parties: the collector and the participant in the accident. When drawing up a document, the organization’s lawyers must be guided by Article 389 of the Civil Code of the Russian Federation. Article 385 of the Civil Code of the Russian Federation is also taken into account. It clearly regulates the moment of providing documents that confirm the existence of debt.

The agreement must indicate the bank details of both parties, as well as standard information (name of institution, full name and registration address of the client, number and series of passport, etc.). The document also states the amount received by the owner of the car.

assignment agreements for the purchase of insurance cases in case of road accidents in WORD format.

Redemption of debts under compulsory motor insurance Novosibirsk

The AUTOSTRAKHNADZOR company is engaged in the purchase of insurance debts under OSAGO or CASCO policies. We are one of the few who deal with the purchase of insurance debts arising as a result of an accident on the basis of the law.

If you choose the process of receiving insurance payment through a lawsuit, then the time period is, as a rule, at least six months. The cost of legal expenses in this case is disproportionate to the amount of debt (payment of expenses for an independent technical examination, representation in court, possible imposition of the court's obligation to pay for the forensic examination, etc.).

In the event that the insurance company categorically refuses to compensate for material damage under OSAGO or CASCO policies, significantly reduces the amount of damage or violates the legal deadlines for payment, and you do not have time for legal disputes and you prefer to receive your money, then our company will be happy to will help you.

You can sell your insurance case to us in the following situations when:

You weren't paid enough - we'll pay you extra!
Unreasonably refused payment citing the Insurance Rules;
Your case was not recognized as insured/

Buying out insurance cases under MTPL/DSAGO/CASCO is possible at any stage of payment, even if the car has already been sold or repaired due to an accident no later than 2014 (the statute of limitations for MTPL is 3 years, for CASCO is 2 years)!

What it looks like (the approach is individual, but we will try in general terms):

Call us, explain your situation and we will tell you how we will proceed further in a particular case.
Pick up copies of the necessary documents from the insurance company.
Come to us, announce the amount you need to repair your car. The auto expert agrees on it on the spot or based on the documents provided by you (from the insurance company), or based on an inspection of the car, if it has not yet been restored or alienated.
You draw up a notarized power of attorney (500 m from our company’s office), sign an agreement and pay you.

From the moment you come to us with documents from the insurance company until the moment of settlement with you, it will take about 1-2 hours (including the trip to the leisurely notaries).

Next, at our own expense, we conduct an independent examination in order to determine the actual amount of damage, draw up a package of documents for filing in court, file a claim, and we bear all legal costs, including payment for the forensic examination.
The final stage of this process is the most pleasant - collection of funds.

The main advantage of this offer, of course, is that you receive money from us IMMEDIATELY, i.e. on the day you contact us with the necessary package of documents, and the amount is usually SUFFICIENT to repair your car. A distinctive feature of our company is the absence of a percentage discount from the estimated amount of damage. What does it mean? Typically, law firms buy insurance debts at a discount of 30% to 50%. Those. if, based on the results of an independent auto examination, it is determined that the payment amount should be 100,000 rubles. They will only be able to offer you from 50,000 to 70,000 rubles. In our company, during a conversation you will meet with an experienced auto expert, who will discuss with you the real actual cost of repairing your car, and not percentages and discounts.

What is your benefit in selling the insurer's debt?

You don’t waste time, nerves and money trying to get a payment.
You don’t go to court, but get money to repair your car.
You do not bear the risk of not receiving money.
You receive the money immediately, forget about the accident, the insurance, but not about us, because... If you want to help your friends, you will recommend our offer.
You do not bear the risk of ruining your insurance company. From the moment you purchase the debt, it is not you, but we, who may find ourselves broke. For example, if the insurance company’s license is revoked or it declares bankruptcy (we are talking about CASCO insurance, since with OSAGO the law provides for compensation payment through the Russian Union of Auto Insurers).

What is our benefit when purchasing an insurer's debt?

Naturally, this benefit is expressed in monetary reward. We do not disguise ourselves as various “societies for the protection of motorists’ rights,” social assistance projects, etc. We will receive an amount greater than what we paid you + we will reimburse the costs of our own services (independent examination, representation in court, etc.)

SO IT'S ALL FAIR!

PS This offer is not valid in all cases, and also does not apply to cases where the debtor is NOT the insurance company (the culprits themselves of the accident when the insurance payment limit is exceeded). Please note that we also do not purchase traceology refusals.

Dear Clients!

Obtaining compensation for an accident has become even easier!

Now we buy insurance cases even at the most primary stage of this process. That is, you can immediately after receiving the traffic police documents contact our company to sell your business. The principle of our work in this case is approximately the same, and your actions are much less. In general, the procedure described above remains the same, but excluding paragraph 2 and the need to show the car to the insurer is added. We organize the show ourselves. That is, after our meeting with you and repayment of the debt, within 3 days (for cars “on the move”) we ask you not to restore the car. During this time, we will organize everything, and all you have to do is arrive at a specific address at a SPECIFIC time and undergo an examination with our lawyer, and you will not need to communicate with anyone, sign anything, etc., i.e. All you need is your car. This is what our new debt redemption scheme looks like now! All. Call.

Advantages of buying out debts from insurance companies

Every car owner involved in an accident faces the question of obtaining insurance compensation, whether it is OSAGO or CASCO. According to established practice, at least a month passes from the moment of submitting an application to the insurance company until the actual receipt of money, and the amount paid by the insurance company cannot in any way cover your costs for high-quality car repairs. Then the trial, costs for a lawyer, examinations, waiting... In this case, the process drags on for at least 4 months, during which you waste your money and nerves.

We offer you to save your time and money by using our insurance purchase service. To do this, we carry out an examination of the damaged car at our own expense, and you receive from 50 to 70% of the amount of a certain amount of damage (underpayment) in cash, and no longer waste your time receiving compensation.

Here are some of your benefits when selling insurance company debt to us:

1. You don’t waste time contacting the insurance company;

2. You do not bear the risk of ruining the insurance company and not receiving money;

3. You receive money on the day you apply and can immediately repair the car or look for a new one;

4. Selling debt to an insurance company is possible at any stage of receiving payment, even immediately after an accident;

5. We bear all costs of paying for the services of an appraiser and a notary;

6. All you need to use our service is to call one of the indicated telephone numbers, or order a call back, and our specialists will call you back at a time convenient for you.

Redemption of debts from insurance companies is a completely legal service, carried out in accordance with the norms of the Civil Code of the Russian Federation.

Purchase of debts of individuals and legal entities

We acquire debts of individuals and legal entities on favorable terms. We work in all regions of the Russian Federation. Free consultations. We will consider all options for purchasing your right of claim: both confirmed by a judicial act and unconfirmed.

Three reasons to sell us the debt of your counterparty: 1. Your debtor is in another region or in a difficult financial situation, and therefore collecting the debt from him is difficult or involves high costs. 2. We specialize in debt collection for individuals and legal entities. Many years of experience allows us to offer effective solutions in difficult situations and collect debt in the maximum possible amount. 3. We purchase debts of individuals and legal entities on favorable terms. Convenient payment forms.

In order for our specialists to carry out an express assessment of your right to claim, please send scanned copies or photographs of the judicial act and writ of execution to our email. If the latter are not available, send scanned copies or photographs of documents from which your right of claim against the debtor arises (receipt, agreement, etc.).