If the car is 3 years old, do you need to undergo a technical inspection for insurance or can you apply for compulsory motor liability insurance without it? Let's look at all the nuances

Table of contents

• What is a technical inspection
• When to do a technical inspection after buying a car
• Is a technical inspection required for a new car?
• How to pass a car inspection
• What changes from October 1, 2021
• What happens if you don’t pass the technical inspection on time?

Inspection rules change from October 1, 2021

The Russian government announced that amendments to the law on technical inspection will come into force on October 1, 2021. Previously, it was planned to change the maintenance procedure in March, but the deadline was pushed back due to the pandemic. We will update the article as soon as changes are made. Now the information in it is relevant.

Frequency of technical inspection

Well, the latest amendments that may be of interest to the average car enthusiast relate to the frequency of technical inspection .

Up to 3 years

2. A technical inspection is not required in the first three years, including the year of issue, for the following vehicles (except for the vehicles specified in paragraphs 1 and 3 of part 1 of this article): 1) passenger cars with a permissible maximum weight up to three tons five hundred kilograms; 2) trucks with a permissible maximum weight of up to three tons, five hundred kilograms; 3) trailers and semi-trailers, the permissible maximum weight of which is up to three tons, five hundred kilograms; 4) motor vehicles.

2. A technical inspection is not required in the first three years, including the year of manufacture, for the following vehicles (except for the vehicles specified in paragraphs 1 and 3 of part 1 of this article): 1) passenger cars; 2) trucks with a permissible maximum weight of up to three tons, five hundred kilograms; 3) trailers and semi-trailers, with the exception of vehicles specified in Part 4 of Article 32 of this Federal Law; 4) motor vehicles.

So, please note that several phrases are excluded from the previous paragraph of the federal law.

Firstly, all passenger cars are now exempt from technical inspection for the first 3 years, regardless of their weight.

Secondly, all trailers and semi-trailers are also exempt from technical inspection in the first 3 years. Here, just in case, let me remind you that trailers owned by individuals and having a permissible maximum weight of less than 3500 kg, from January 1, 2012, do not have to undergo technical inspection at all. All other trailers and semi-trailers can ignore technical inspection only in the first 3 years.

Read more: Appeal against arrest in a criminal case

By the way, previously trailers and semi-trailers with a permissible maximum weight of more than 3.5 tons did not appear at all in the Federal Law “On Technical Inspection,” which caused misunderstanding among their owners. This inaccuracy has now been corrected.

Thirdly, another ambiguity has been eliminated. Now 3 years are calculated not from the date of release into circulation, but from the date of release of the vehicle. Those. old cars imported from abroad and put into circulation this year no longer have any privileges in terms of technical inspection. This is quite logical.

From 3 to 7 years

4) every twenty-four months in relation to the following vehicles, from the year of release into circulation of which three to seven years have passed, including the year of their release into circulation (except for vehicles specified in paragraphs 1 and 3 of this part): a) passenger cars vehicles with a permissible maximum weight of up to three tons, five hundred kilograms; b) trucks with a permissible maximum weight of up to three tons, five hundred kilograms; c) trailers and semi-trailers, the permissible maximum weight of which is up to three tons, five hundred kilograms; d) motor vehicles.

4) every twenty-four months in relation to the following vehicles, from the year of manufacture of which three to seven years have passed, including the year of their manufacture (except for the vehicles specified in paragraphs 1 and 3 of this part): a) passenger cars; b) trucks with a permissible maximum weight of up to three tons, five hundred kilograms; c) trailers and semi-trailers, with the exception of vehicles specified in Part 4 of Article 32 of this Federal Law; d) motor vehicles.

What is a technical inspection

Technical inspection - checking the serviceability of machine components and mechanisms. If everything is in order with the car, the inspection station employee will enter information about this into a special database. From October 1, 2021, a paper diagnostic card will be issued only at the request of the car owner. The inspection is carried out by private accredited companies.

The state obliges motorists to undergo inspection - this is necessary for the safety of road users. Let's say the driver hasn't passed the inspection, and the brakes or steering gear are badly worn. This could cause an accident and people would get hurt. It’s better not to rely on “maybe”, pass the technical inspection and drive safely.

Without passing the technical inspection, the driver will not be able to buy an MTPL policy, and you cannot drive without a policy. The fine for not having a policy is 800 rubles.

The main components that are checked at the inspection station

A car after 3 years of operation: is it possible to issue MTPL without a technical inspection?

Car owners are very often interested in the question of whether it is necessary to undergo maintenance 3 years after purchase and when is the best time to do this. We will try to answer in detail.

So, after three years of use, any vehicle is subject to mandatory diagnostics for problems. Without a diagnostic card issued after successfully passing a technical inspection, you will not be able to obtain a full insurance certificate.

This is due, first of all, to the fact that in the event of an accident or other insured event, the insurance company can easily refuse to pay and transfer all the blame to the owner of the car. In such a situation, the insurance company will act legally.

However, the law still describes some exceptions under which car owners can obtain an MTPL policy without presenting a valid card .

1. If your compulsory motor liability insurance policy expired while you were on forced leave or simply did not have the opportunity to undergo a technical inspection and conclude an insurance contract in due time, it is possible to pay for temporary insurance for a period of 20 days.
   This option provides for the possibility of your insured movement to a service station.
2. In some cases, insurance companies offer the option of concluding a contract without presenting a diagnostic card if the car has just been purchased and has not yet been registered.
   In this option, the MTPL policy must be purchased immediately for one year. Taking out such a policy does not relieve you of your responsibility to undergo maintenance immediately after registering your vehicle.
3. Some organizations enter into an insurance contract without a technical inspection. The driver must immediately suspect fraud and contact another trusted company, since fraudsters often take advantage of such circumstances in order to avoid paying the insurance amount.

IMPORTANT! When concluding an insurance contract for a period of 20 days, its amount is usually 20-25% of the total annual premium. The insurance company undoubtedly benefits greatly, but it is not a practical investment for the owner. Always check the expiration date of the diagnostic card in advance!

When to do a technical inspection after buying a new car

According to the law, if the car is not yet 4 years old, a technical inspection is not required. When you need to undergo maintenance is not a question for new cars.

If the car is from 4 to 10 years old, inspections are carried out once every two years. It doesn't matter if it was in the garage or if it was driven every day. If the car is older than 10 years, it must be inspected annually.

Diagnostic card validity period

We will talk about the frequency of technical inspection a little later, but now let’s look at what the validity period of a diagnostic card affects:

5. The owner of the vehicle is obliged to present it for technical inspection during the validity period of the technical inspection coupon or international technical inspection certificate.

5. The owner of the vehicle is obliged to present it for technical inspection during the validity period of the diagnostic card.

So, in accordance with the latest changes in legislation, you are required to submit the car for technical inspection during the validity period of the diagnostic card. The deadline itself, of course, will be indicated on the card itself.

Once again I would like to draw your attention to the fact that you need to go for a technical inspection not after the date indicated in the diagnostic card, but before it occurs .

How to pass a car inspection

Find a state vehicle inspection point. A map of accredited stations is available on the website of the Russian Union of Auto Insurers.

If you undergo an inspection at a service center without accreditation, the car owner will be denied an MTPL insurance policy. Even if the service employees issue a diagnostic card, the insurance company will see that the document is not valid.

Since October 2021, mobile maintenance points have appeared where there are no stationary ones, for example, in remote areas of the region or region.

Arrive at the state inspection point for cars with documents. In addition to the car at the station, provide two documents:

• citizen's passport,
• certificate of registration of the vehicle or PTS.

After this, the station employee will compare the data from the documents with those indicated under the hood of the car. If the data matches, the car will be allowed to be taken in for diagnostics.

If the individual license plates of the car, the design of the body, frame or cabin do not correspond to the entries in the documents for the car, the diagnostic center employee will refuse to check and make a note in a special database indicating the reasons for the refusal. Before October 1, he would have simply refused the driver the procedure without any records. If such a driver decides to go to another center, he will be refused right away - before all checks are completed. In addition, the traffic police will learn about the discrepancy - it has the right to deregister the car.

Pay and undergo technical inspection. If at the acceptance stage everything is in order with the car, the station employee will let you fill out an agreement and ask you to pay for the services. The inspection costs from 500 to 1000 rubles for passenger cars - the operator calculates the exact price using a formula.

Next, the station’s technical employee checks the car according to the regulations. The operator has the right to refuse technical inspection for any of the reasons:

1. there is a malfunction, for example, the windshield washers do not work, there is a leak from the gearbox;
2. tuning is installed - excessive tinting, tow bar or too loud exhaust;
3. There is no first aid kit or fire extinguishing equipment. TR CU (customs union regulations) obliges the owner to keep them in the car.

The driver has 20 days to correct the comments. Then you will need to come for a second examination to the same center.

If the machine meets all safety requirements, the center employee will enter information about this into the EAISTO and certify it with a qualified signature. The validity period of the card will begin from the moment the information is in the database, and not from the day the card is issued. Previously, information could be entered into the database within 24 hours; now this must be done immediately upon completion of work. Internet access must be constant.

Check the diagnostic card. Based on the results of the technical inspection, the place, date and time of the inspection will be stored in the database of the Unified Automated Information System for Technical Inspection (UAISTO). The driver will receive a paper diagnostic card if requested.

By law, the operator of the inspection station must transmit information to EAISTO instantly, but anything can happen. Therefore, before applying for an MTPL policy, check that information about your car has appeared in EAISTO. Insurers will check there.

To check your card, enter its number in the last box on the EAISTO portal and click “Check”

What else will change from October 1, 2021

Cards without maintenance will be cancelled. If during the check it turns out that the citizen received the previous card without undergoing inspection, it will be canceled and information about this will be entered into the EAISTO. The center that issued such a card will be punished with a fine.

Inspection points without internet or with a broken computer cannot operate. If an operator’s computer breaks down or access to the database is lost, he is obliged to enter data into the EAISTO within 24 hours and draw up a report about the technical problem. In addition, the operator is prohibited from accepting new machines onto the line until the problems are corrected.

This means that if you arrive at the service point, but there is no access to the EAISTO database, there is no point in waiting. The operator will not be able to complete the inspection, issue a card and release the machine from the line until access to the base is available.

Remember

1. A technical inspection is a check of the vehicle's health. This is how the state fights road accidents.
2. A new car does not need to undergo inspection for 4 years from release. The timing of a new car's inspection from a dealer is regulated by the manufacturer.
3. To undergo a technical inspection, select the nearest accredited station and come there with a passport, PTS or STS. Cost - 500-1000 rubles.
4. If you do not pass the technical inspection, the insurance company will not sell the MTPL policy. For driving without a policy, the fine is 800 rubles.

All articles by the author: Evgeniy Lesnov

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Technical inspection of the purchased vehicle

There is an opinion that after purchasing a car you do not need to undergo a vehicle inspection for up to 3 years inclusive. This statement is completely untrue. The deadline for receiving a diagnostic card does not depend in any way on the date of purchase of the car. Let's take a closer look, consider the technical inspection to be 3 years from the date of purchase or release.

New

When you receive a “fresh” car, you don’t even think that it may be necessary to send it for technical inspection. A brand new, unused vehicle that has been inspected by the dealer's Pre-Sales Department may not be faulty.

However, the law states the opposite. If the car was released from the factory assembly line 3 years ago or more, then, regardless of whether the car was in use or stored in a warehouse, you are required to obtain a diagnostic card confirming the passage of maintenance. Without a card, the insurance company will not issue an MTPL policy.

To the question “does a car need to undergo a technical inspection for insurance for 2 years?” the answer can be no, if this period is calculated from the moment the car was produced.

A new car must undergo maintenance for the first time in three years, counting from the date the car leaves the assembly line.

The second and third technical inspections are scheduled two years after the previous one. When the car reaches the age of seven years, a diagnostic card must be obtained annually.

Used

With a vehicle that has already been in use, the maintenance schedule is the same as for a new car. For convenience, we will place all the data in a table.

Based on the year of manufacture, new passenger cars must be diagnosed within the following periods:

*primary maintenance

**repeated maintenance

The table shows whether a technical inspection is required if the car is 3 years old.

Important. When purchasing a car according to the schedule, no maintenance is required, but there is no diagnostic card for the purchased car, it is necessary to undergo a technical inspection. Otherwise, registration of compulsory motor liability insurance will be impossible.

Insurance company requirements

According to the law “On Compulsory Motor Liability Insurance” (Chapter II, Article 15, Clause 3), the availability of a vehicle inspection ticket must be checked by insurance company employees before issuing a policy. The law directly refers to the provisions of the maintenance document, which contains an indication of the frequency of official diagnostics.

Thus, when purchasing an MTPL policy, the technical inspection certificate is checked in accordance with the table: