Travel insurance for trips to Belarus: how much it costs, how to get it and where to buy. Types and features of insurance to Belarus.
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Russian citizens do not need compulsory medical insurance to visit Belarus. An international agreement dated January 24, 2006, was concluded between the countries, which spells out all issues related to the provision of emergency medical care. But there is a nuance - only emergency assistance is free. You can count on services without a policy “in case of sudden acute conditions and diseases that threaten the life of the patient or the health of others,” including poisoning, accidents, injuries, childbirth and emergency conditions. To get full medical care, it is still worth purchasing insurance. Because from the moment when the threat to the patient’s life is eliminated and his transportation is possible, assistance in Belarus is provided on a paid basis.
There are several ski resorts in flat Belarus. If you plan to sharpen your skis in Logoisk or Silichi, do not forget to include coverage for sports or extreme sports in your policy.
Do you need a green card in Belarus?
Citizens of the Russian Federation can visit a neighboring country without going through customs control, and even without having a foreign passport. However, a Green Card on the border with Belarus is mandatory for all vehicle owners. In addition, when entering the territory of Belarus by car, the driver is checked for documents for the car and a driver’s license. If a person drives a car that does not belong to him, then he must present a power of attorney to drive the vehicle.
A green card helps resolve financial issues that may arise if the car is involved in an accident. Failure to obtain a document may result in a hefty fine and other penalties for negligent drivers.
It is worth remembering that the legislation of the country in which the vehicle is located and the accident took place takes precedence, in this case it is Belarus. Payment of compensation and compensation for damage will be based on the existing insurance policy. Therefore, when going on a trip, it is important to get a Green Card to Belarus in advance.
Some car owners mistakenly believe that having an MTPL policy can replace a Green Card. However, it is not. OSAGO insures civil liability in Russia, while Green Card insures outside its borders.
If a driver who does not have a card gets into an accident or is simply stopped by the Belarusian traffic police, then at a minimum he will be issued a fine. As a maximum, such a car owner will have to compensate for the damage if it is proven that he is to blame for the accident.
CASCO is also not an analogue of the Green Card, although it is classified as auto insurance.
Paying a fine for not having a Green Card does not exempt you from purchasing it. Therefore, before your trip, you should find out in advance where you can apply for a Green Card.
Insurance for Belarus.
What you need to know before traveling by car
Based on Law 40-FZ, compulsory motor liability insurance applies to owners of vehicles used within the Russian Federation. If a car owner travels to Belarus by car, the insurer will not be able to compensate for losses to victims of an accident. Therefore, before the trip, the main thing to do is to purchase an international Green Card certificate for Belarus.
Border crossing rules
The agreement of January 24, 2006 allows Russian citizens to freely enter and leave the territory of a neighboring state and transit. The rules for crossing the Belarus-Russia border have not changed in 2021. No visas are required, you can travel using one of the available documents:
- civil passport of the Russian Federation;
- overseas;
- official or diplomatic;
- seaman's passport;
- birth certificate of a child under 14 years of age.
At the border between Russia and Belarus, travelers traveling by car do not need to fill out a migration card, but will have to go through customs inspection. Belarusian border guards are loyal to those coming from Russia; control is carried out in a simplified manner. At customs you must present the following documents:
- driver's license;
- PTS;
- Green card for a car in Belarus.
If international insurance is not in place, it can be purchased locally. You are allowed to obtain a policy within 30 calendar days. The specificity of the Green Card is that it cannot be used within the country where it was purchased. Therefore, a Russian citizen arriving in Belarus needs to obtain a border insurance policy.
Where to buy a green card in Belarus
The purchase of this insurance must be taken responsibly. After all, not every insurance company has the right to sell car insurance policies in Belarus.
The insurer must have the following documents:
- accreditation from the Russian Union of Motor Insurers,
- agreement with the main insurer.
The list of the most famous and active companies selling Green Card includes:
- Rosgosstrakh LLC;
- LLC "Insurance"
- LLC IC "Renaissance Insurance";
- JSC IC "Twenty-first century";
- SPJSC "RESO-Garantiya";
- OJSC "Alfa Insurance";
- SAO ERGO;
- JSC "Insurance Company VSK";
- JSC "ZHASO"
Insurance policy from Rosgosstrakh
The insurer Rosgosstrakh is the largest in the Russian insurance market. Operating since 1992, the company is one of the systemically important ones. It has gained a reputation among clients for reliability and stability. The Rosgosstrakh company has won the trust of many clients. Her work and many years of experience allow clients to be confident in the final result and not worry about insurance payments.
You can purchase insurance at any office of the company; you just need to come with the necessary package of documents. In this case, the cost of the policy can be calculated in advance using an online calculator.
After issuing a Green Card in Belarus, the company assumes the responsibility to make an insurance payment to victims of an accident if damage was caused to the health or property of other participants, the culprit of which was the policy owner.
Rosgosstrakh offers policies designed for travel:
- to all countries;
- to neighboring countries - only to Ukraine, Moldova and Belarus.
Both types of insurance are legal and allow you to easily resolve many financial issues in the event of an insured event. However, the cost of these policies is quite different.
Many factors influence the overall price of an insurance policy, and the type of insurance is only one of them.
Documents required to obtain the policy and its cost
Without this document you will be denied entry into these states.
After complying with all these standards, you can safely issue a “Green Card” and travel from Belarus to Russia or another country that is part of this insurance system.
- Passport of a citizen of Belarus or other identification document.
- A complete package of documents for the vehicle.
- For a legal entity - a certificate of state registration.
- Application completed in accordance with the rules of the system.
With this package of documents you need to contact an insurance company that is an active member of the Green Card system.
When traveling by car or bus, you will need to comply with some rules for entering the country. Russians must present documents confirming their right to drive a vehicle.
https://www.youtube.com/watch?v=AzROvxe9ZU4
In Belarus, driving a car is allowed from the age of 18, and driving a scooter or moped is 16 years old (of course, with the appropriate permit).
When entering the country, the driver of the vehicle must have with him:
- Driver's license.
- Vehicle registration certificate.
- Insurance policy.
Green map
After issuing a green card, its owner is provided with compensation for property damage and harm to health caused as a result of an accident. You can apply for a card upon entering the country or in advance.
In the absence of a green card, a foreign citizen faces a fine of $200. The cost of a green card for a car for 2 weeks is about 800 rubles, annual insurance will cost 5,000 rubles and more.
It is more profitable to apply for a Green Card before entering Belarus - it will cost much less at home.
In general, the Green card system includes about 40 states, so obtaining a green card is a common civilized practice. The only cost of insurance with full coverage is approximately 3 times higher than that valid only in the CIS countries.
According to the law, using a car that is registered in another country on the territory of the Russian Federation is permitted only if there is compulsory motor liability insurance for foreigners. There are no exceptions to this rule, which means that a careless motorist will face serious penalties. Is it worth ruining your trip with such troubles? We will issue you an MTPL in a matter of minutes and in accordance with all the rules! Even if you don’t have time to take care of your car insurance, and you need an insurance policy immediately, just call us and we will solve all the problems efficiently and professionally.
To obtain a Green Card, your car must meet certain standards, without which you will not be able to obtain it. Requirements for cars whose drivers want to obtain a Green Card
- The machine must be equipped with a state registration number and fully comply with the technical passport.
- Xenon headlights and unregistered tuning are prohibited.
- There must be a sticker on the rear window of the car indicating the country.
- The car must be equipped with a first aid kit and an international fire extinguisher, and the technical condition of the car must be in good working order.
After complying with all these standards, you can safely issue a “Green Card” and travel from Belarus to Russia or another country that is part of this insurance system.
List of documents for execution of the contract
Car owners or persons who have an agreement to drive a car, as well as organizations, at the time of registration of insurance, must have:
- passport or any other identification document - for individuals, registration certificate - for legal entities;
- registration certificate for the vehicle, its registration certificate, as well as any other document similar to those listed;
- application for concluding an insurance contract. It can be filled out in advance or immediately on the spot. It is very important that it contains all the data: the applicant’s contacts, information about the vehicle, the route, additional information, as well as the policyholder’s consent to data processing.
Not only originals will be valid, but also notarized copies. It is especially important that the policy owner completes the paperwork correctly, both at the time of receipt and during the registration process. After all, even the slightest flaw will cause him problems.
Remember! You should not hope that the policy will be purchased at the border. In a hurry, you can become a client of scammers. Therefore, you need to carefully select an insurance company or agency before applying. It is important to know that the signature on the application must be placed only after the document has been received in hand.
Stages of obtaining insurance
When preparing documents, you should consider the following:
- The Green Policy form must reflect the country or several states where the car will be moved during the validity of the contract;
- You should avoid mobile points and use proven full-time organizations;
- Contact the insurer in advance;
- Make a written application at the office if you want to use services in the border area, if there is the necessary unit of the Investigative Committee there;
- The Green Card document is filled out on four sheets.
What determines the cost of the policy?
The cost of a policy for traveling to Belarus by car for citizens of the Russian Federation is set by the Russian Green Card Bureau.
The cost of a Green Card depends on:
- the duration of the contract, it can range from 15 days to 12 calendar months;
- vehicle type (listed below);
- the planned territory where it will operate. The green card is valid for all countries or only for trips to neighboring countries.
As mentioned above, the type of vehicle affects the cost of the policy.
All of them are divided into the following categories and types:
- equipment for construction and agriculture;
- passenger car;
- motorcycle;
- passenger buses;
- truck trailers;
- tractors, trucks;
- trailers for passenger cars.
The cost of insurance to all countries is much higher than for trips to neighboring countries. But if a specific country is selected, the cost of insurance is tripled. The client pays for the policy once.
It is better to buy a policy in Russia, as it will cost much less. If the policy is purchased for a year, it will need to be paid according to the tariffs for the current date. Future changes in price do not affect an already purchased policy.
Some companies may suspend the sale of green cards before raising rates. Therefore, it is better to buy insurance in advance.
You can apply for a Green Card policy online using this service. Simply fill out the calculator below.
Visa-free regime in Belarus for Russians
There is a visa-free regime between Belarus and Russia. Therefore, traveling abroad and applying for a visa will not be necessary when traveling by car or any other type of transport.
According to the entry rules, Russians can stay in the republic for no more than 90 days. If you need a longer stay in Belarus, you should apply for a temporary residence permit. During a short-term trip, citizens of the Russian Federation may not register at their place of stay.
Travelers are advised to take out insurance that covers treatment for COVID-19. This can be done on the website Cherehapa.ru, which compares prices from all major insurance companies.
What are the consequences of not having a policy?
In Belarus, penalties are mainly applied to careless and irresponsible drivers. The maximum fine is about 1 thousand euros or 85 thousand Russian rubles. But for citizens of the Russian Federation, a fine of 180 euros or 200 dollars is most often applied.
Other penalties for not having a Green Card are more severe:
- Seizure of the car until the complete package of documents is completed. All prices in this case will be the same as in the country where the vehicle is located.
- Adding a driver to the Black List. He will be prohibited from entering the three countries or the Schengen area.
- Arresting the owner or driver is a measure used in extreme cases and is rarely used.
They can also be punished for mistakes in the policy, because in this case it is invalid. All costs will be borne by the penalty officer. Therefore, it is better to buy a policy from trusted companies whose reputation among clients is reliable and proven.
Responsibility for the absence of a green card when entering the Republic of Belarus?
Countries that participate in the Green Card system impose heavy fines on foreigners who travel without car insurance. Therefore, there is no question whether insurance is needed for a trip to Belarus. If a police officer, when stopping a car, discovers the absence of an insurance policy, the Russian driver will be issued a fine in the amount of 14-16 thousand Russian rubles (in Belarusian equivalent). In some cases, the car is sent to the impound lot for further investigation.
If you get into an accident without a green card, all responsibility for paying damages to the injured party is automatically transferred to the person responsible for the accident (payments must be made in accordance with local legislation).
What to do if the policy is lost?
When insurance is lost, you must notify the insurer. He will issue a copy of the policy.
To get a copy, you must:
- contact the company;
- dictate the insurance contract number;
- file an application for reinstatement.
In case of damage, a replacement document is provided.
If there is no representative office of the company in Belarus, you should write a statement to the police to obtain a certificate. After this, you need to send the documents by mail, including by email.
For how long can I get a green card?
To travel to Belarus, car owners can buy a green card for any desired period - from 15 days to 1 year (in increments of 1 month). The duration of the issued policy directly affects its cost.
For example, the current tariffs for passenger cars are as follows:
- 15 days – 920 rub.;
- 1 month – 1230 rub.;
- 2 months – 1850 rub.;
- 6 months – 4310 rub.;
- 12 months – 6150 rub.
Article on the topic: Features of the OSAGO Green Card policy for traveling abroad
For trucks, prices are approximately 1.5 times higher, for buses - 2 times higher, for motorcycles - 2 times lower.
