Registration of an accident with an accident commissioner - what is the difference and what are the risks?

Responsibilities of the emergency commissioner

What does an emergency commissioner do? Responsibilities of an emergency commissioner in case of an accident:

  • inspects the scene of the incident;
  • calls an ambulance if necessary;
  • provides pre-medical and technical assistance;
  • provides psychological support to road accident participants;
  • assists traffic police officers in the performance of their official duties;
  • objectively records incidents, damage to cars, other details, fragments in photos and videos;
  • photographs documents of participants in road accidents;
  • interviews witnesses to the incident and records their contact information;
  • preliminarily assesses the amount of damage;
  • helps participants in the accident prepare the necessary documents;
  • calls a tow truck service (if necessary);
  • advises road accident participants on the procedure for contacting an insurance company;
  • draws up an emergency certificate.

Video: Who are emergency commissioners?

The Institute of Emergency Commissioners is a fairly new phenomenon in the legal system of the Russian Federation. The accident commissioner takes upon himself the actions that must be taken by the motorist involved in the accident.

The law does not prevent emergency response companies (other third parties) from providing assistance to a motorist in carrying out these actions.

Also, no one, except the traffic commissioner, is involved in the preliminary assessment of damage at the scene of the accident. The traffic police inspector only records the damage in the protocol and certificate of the accident.

Emergency commissioner services exist through orders from insurance companies for their services. You can often read complaints from drivers on forums about the work of such specialists, since sometimes they can only notice what will be beneficial to the insurance company that paid for their services. This will be discussed at the end.

Who can be an emergency commissariat?

Anyone who has undergone special training can become a traffic commissioner. Such a specialist must:

  • obtain the necessary level of knowledge in law and insurance;
  • acquire skills in providing psychological assistance and first aid;
  • know current traffic rules perfectly.

Let's find out how to contact the emergency response center.

Emergency commissioners usually:

  1. They work for an insurance company. Its functions are reduced to assessing damage and determining the insured event. You can call the emergency response company by calling the insurance company, and they will tell you the procedure for further actions.
  2. They have their own private company. Private commissioners perform all necessary actions.

If you have a CASCO policy, you must carefully read the terms of the insurance contract. Some companies have emergency services included in the cost of the policy, while others require separate payment for its services.

Sometimes, in some companies, calling an emergency commissioner in case of an accident is a prerequisite for receiving insurance payments. At the same time, in other companies, the decision to send a commissioner is made by the insurance agent as soon as the motorist informs him about the accident.

The most optimal solution for a participant in an accident with a CASCO policy is to call the insurance company to clarify the procedure for registering an accident.

Usually, for drivers with compulsory motor liability insurance, a free call to an emergency commissioner is available if you have purchased an extended version of insurance. With a standard policy, the emergency response will have to be paid separately.

Advantages of calling an emergency call

The main problem when registering an accident is the state of stress in which the participants in the accident may be. Most motorists do not understand the intricacies of paperwork in case of an accident.

Drivers who have been involved in an accident for the first time become especially nervous. They may know well the theory of behavior in case of a traffic accident, but without practical experience they are lost.

The emergency commissioner will undoubtedly help solve all problems, save your nerves, and suggest a further course of action. The roads are full of experienced scammers who can drag an inexperienced driver into a trap and make easy money.

But as soon as they hear that the driver called the emergency response team, they try to resolve the incident peacefully.

The services of an emergency commissioner are possible in case of any accident. The traffic commissioner is a third person who assists the driver in performing all prescribed actions in the event of an accident.

When registering without traffic police, the avarkom will take care of all the documents and perform the necessary actions. When registering an incident by a traffic police inspector, the commissioner will represent the interests of the driver.

general information

All that the victims want at the moment is for all formalities to be completed as quickly as possible.
After everything they have experienced, they have only one dream: to go home as soon as possible. After some time, the victim will regret that the traffic police inspector drew up some very important documents incorrectly, in his opinion, but if he had been more attentive, such an oversight would not have happened.

But what’s done is done, time is lost completely and irrevocably. This circumstance threatens the victim not only with the loss of payments for the insured event, but can also make him the culprit of the accident.

Experts are confident that in 70% of cases, policyholders injured in a road accident had difficulty answering questions about the accident and, due to unclear and unconvincing answers, were deprived of insurance payments.

— ensure the correctness of drawing up the accident diagram and the inspection report of the damaged vehicle;

— take the necessary actions to evacuate the damaged vehicle;

— fill out an application form to your insurance company;

— obtain a certificate of the accident from the traffic police, which must be provided to the policyholder to compensate for the damage.

This can only be done by someone who understands the nuances of preparing such documents - this is an emergency commissioner.

All that you want at this moment is to quickly finish all the formalities and quickly go to some safe place.

It is only later that the victim will bite himself that some important documents were not drawn up in his favor and if he had been more careful, this could have been avoided.

But time is lost forever. This state of affairs exposes the injured party not only to the risk of losing the payment of the insurance amount, but also to becoming the culprit of the accident.

According to experts, in four out of five cases, insurers injured in road accidents who found it difficult to answer the rules of the road were deprived of the right to payment of insurance amounts on this basis.

But the policyholder, in addition to answering the questions asked and asking him to sign some documents, also needs to:

  • monitor the accuracy of drawing up the road accident diagram and the inspection report of the damaged vehicle;
  • take measures to evacuate the damaged vehicle;
  • fill out an application to the insurer;
  • obtain a certificate from the traffic police necessary to process compensation for damage received.

This can be done with a cool head only by someone who is not the injured party, understands the intricacies of preparing these documents and is responsible for the accuracy of the actions taken. This person's name is emergency commissioner.

New rules for registration of road accidents 2021. memo on road accidents, road accident scheme, compulsory insurance, calling the traffic police

Where is the oil pressure sensor on a Kamaz
? If the services were provided by a representative of a private company, the insurance company can send the damaged vehicle to an appraiser. When all the formalities have been completed, the motorist can only wait for the payment (or referral for repairs), which the insurer must make no later than 20 days after receiving the set of documents. The services of the commissioner are paid for the motorist if they are not included in the voluntary insurance contract. Whether to involve a professional in the investigation of an accident or not, each driver decides for himself, having assessed in advance all the advantages of such cooperation.

Motorists involved in a traffic incident should remember that AK, although a high-level professional, is still not a magician and will not replace police officers. However, he can provide serious support and assistance in the current situation.

Europrotocol

Extend compulsory insurance alpha insurance online

The Europrotocol is a document that participants in a road accident fill out independently (the sample form is very simple). In this case, the presence of traffic police officers or traffic commissioners is not considered mandatory.

However, in order to be eligible to fill out such a document, the accident must meet certain criteria:

  • none of the owners, their passengers or third parties were injured in the accident;
  • Only two cars were involved in the accident;
  • both vehicle owners have valid MTPL policies;
  • the amount of final damage does not exceed 50 thousand rubles;
  • both participants in the road accident agree with the description of the events taking place.

In addition, you need to take into account the issue of insurance payments. After all, if one or both participants in a traffic accident have a compulsory motor liability insurance policy issued before July 2, 2014, then the injured party can count on a payment not exceeding the amount of 25 thousand rubles. In other cases, the maximum payment amount is 50 thousand rubles.

According to the new edition of the Insurance Law dated April 27, 2017, it is now quite difficult to obtain “real money” under an MTPL policy. In the vast majority of cases, the damaged owner's car is sent to an authorized service center for restoration.

Amount of fine and exclusion

Who is an emergency commissioner and why is he needed?

Well, okay, everything seems to be clear with violations, then let’s talk about punishment. It should be noted right away that when transferring control of a car to a person who has not taken with him or does not have a driver’s license at all, both drivers and the owner of the car are fined. More details about the consequences for the driver can be found in the Code of Administrative Offenses of Russia.

Let us dwell only on the fines that threaten the owner. In fact, two are applied: for transferring the steering wheel of a car to a person deprived of the right to drive a car in 2021 (as well as to a person who never had one) 30,000 rubles (clause 3, article 12.7 of the Code of Administrative Offenses of the Russian Federation). If control of a car is transferred to a person who does not have any documents with him, then a fine of three thousand is provided. rubles (clause 3, article 12.3 of the Code of Administrative Offenses of Russia).

if he did not know that the person to whom the steering wheel was handed over was deprived of his rights;

if he got behind the wheel of a car without the owner’s knowledge.

Every motorist knows that the process of obtaining a driver's license is lengthy. So, you can quickly be left without them. And therefore, in order not to tempt the “villainous fate”, before transferring control of your “swallow” to another, no matter a brother, uncle, matchmaker or close friend, it is better not to be shy and ask if he has this ill-fated crust with him. Such forethought will allow the car owner to avoid possible problems, and his wallet will not lose weight.

20.06.2017

Registration of a traffic accident by an emergency commissioner

Russian traffic police official website

As you can see, there is now no obligation to report an accident to the traffic police. Previously, drivers were afraid to leave the scene of even a minor accident without calling the traffic police, because for leaving a seat

Attention

The accident was subject to deprivation of rights. Now it is possible to reach an agreement in accordance with p.

2.6.1. Traffic rules and leave, everything will be legal. If the culprit transfers money to the victim for repairs, this must be recorded with a receipt.

If drivers do not agree on the circumstances of the accident or the damage to their vehicles, they should contact the nearest police station, where they will receive instructions on where they should go to report the accident. The traffic accident investigation team of the traffic police will determine the culprit and the damage.

Registration of road accidents with victims according to the new rules for 2021. Registration of road accidents with victims is carried out in accordance with clause 2.6 of the Traffic Regulations of the Russian Federation. 2.6.

The company was represented by me in court, which was Road Emergency Commissioner LLC

Question for a lawyer:

Good morning! Please tell me what fines are provided if the insurance company does not pay money for an accident by court decision. The court decision came into force on June 6, 2015. The writ of execution was sent to the insurance company by my representative in court, which was Road Emergency Commissioner LLC

Lawyer's answer to the question: emergency commissioner Are you sure that the IL entered the IC?

Are you sure that the money under the power of attorney did not reach the account of Road Emergency Commissioner LLC?———————————————————————

Lawyer's answer to the question: emergency commissioner There are no fines in this situation.

You have the right to file a lawsuit to collect interest for late execution of a court decision.———————————————————————

Lawyer's answer to the question: emergency commissioner Art. 395 GK for using someone else’s money

debt amount * refinancing rate / 360 * number of days overdue = amount of interest———————————————————————

Lawyer's answer to the question: emergency commissioner There are no fines in this situation.

You have the right to file a lawsuit to collect interest for late execution of a court decision.———————————————————————

Lawyer's answer to the question: emergency commissioner Art. 395 GK for using someone else’s money

debt amount * refinancing rate / 360 * number of days overdue = amount of interest———————————————————————

Lawyer's answer to the question: emergency commissioner There are no fines in this situation.

You have the right to file a lawsuit to collect interest for late execution of a court decision.———————————————————————

Lawyer's answer to the question: emergency commissioner Art. 395 GK for using someone else’s money

debt amount * refinancing rate / 360 * number of days overdue = amount of interest———————————————————————

Lawyer's answer to the question: emergency commissioner There are no fines in this situation.

You have the right to file a lawsuit to collect interest for late execution of a court decision.———————————————————————

Lawyer's answer to the question: emergency commissioner Art. 395 GK for using someone else’s money

debt amount * refinancing rate / 360 * number of days overdue = amount of interest———————————————————————

Is it worth using the services of an emergency commissioner?

The accident commissioner is called to the scene of the accident without fail only if such a condition is specified in the CASCO agreement of one of the participants. In all other situations, this specialist is contacted at will, if one of the drivers believes that there is such a need.

Contacting a specialist has both its advantages and disadvantages. Among the first we can note:

  1. Providing psychological assistance to accident participants. This will be very useful, since getting into an accident in itself is an extremely morally traumatic situation, even if no one was seriously injured.
  2. The commissioner will arrive on site in the shortest possible time and immediately begin work, which will greatly speed up the entire process.
  3. The specialist will carefully record and describe in detail all the damage received by the car. In addition, he will conduct a preliminary assessment of the cost of its repair. All this will be useful in future contacts with the insurance company.
  4. The commissioner has the right to communicate with representatives of the traffic police instead of the driver, and knows exactly how to do this.
  5. If the accident was a fake, the expert will be able to quickly determine this and take appropriate measures.
  6. If necessary, he will testify in court in favor of the client.

One of the disadvantages is the need to pay specialists, sometimes very large sums. Moreover, you pay for those actions that you can perform quite easily and quickly yourself. In addition, commissioners working with insurance companies represent their interests, and by using the services of such a specialist, you may lose your insurance payment.

Categories

  • Car insurance
  • Driver's license
  • Road accident
  • Traffic rules, Violations and fines
  • Registration with the traffic police
  • Miscellaneous
  • News

Responsibilities

After the emergency responder arrives at the scene of an accident, he must carefully inspect everything, call an ambulance for the victims if necessary, record the details of the accident in a photo, interview witnesses to the accident and record the contact details of the latter.

Then the emergency commissioner is obliged to assess the approximate damage, call, if necessary, the evacuation service and begin drawing up all the necessary documents.

As soon as the emergency commissioner arrives at the scene of the accident, he must conduct an inspection, call an ambulance, take photographs to record the details of the accident, and also interview eyewitnesses of the accident and write down their contact information.

Next, he makes a rough assessment of the damage caused, if necessary, calls a tow truck and begins to draw up all the necessary documents.

We invite you to read: Voluntary payment of alimony

This detail needs to be clarified. When compiling reports at the scene of an accident, traffic police inspectors do not record details of the damage caused. This entails a problem with assessing this damage, which is what insurers take advantage of by not paying compensation for insured events.

Service employees must provide their clients with all possible assistance and assistance. First aid.

  • Organization of transport evacuation.
  • Filling out documents.
  • Damage assessment
  • Consulting
  • Psychological help

Emergency commissioners are doing everything so that you don’t have to go through the authorities with papers - at least that’s what they say. The victim is told about possible non-payment by the insurance company, bureaucracy, and the difficulty of filling out documents. But accident commissioners do not register road accidents - they do not have legal rights to do this, but simply fill out documents for the client.

How to make money from accidents

If the “accident commissioner” - as a representative of the insurance company, is a character that is understandable to everyone, then the “accident commissioner” - as a businessman, requires additional explanation.

According to the general rules, after an accident occurs, the property must be assessed by specialists and there are two main scenarios for the development of events:

Option 1 - main

  • The insurer sends the car for examination. And who makes it? That's right - an expert interested in receiving regular orders from this insurance organization. This means that the damage assessment will be reduced from its actual cost.
  • The assessment has been made, the assessment is independent, the policyholder compensates the damage to the victim.

Where is the income? We just haven’t yet considered the participation of the emergency commissioner in the case

Now let's add an emergency commissioner to this relationship. This is a specialist with a narrow profile, in whose interests it is to make money; he has acquaintances and experience in conducting legal battles.

  • The accident commissioner asks another appraiser to draw up an “independent” assessment report, and for some reason this assessment will always be higher than the previously made one.
  • Then a case is initiated in court due to the difference in assessment, a forensic examination is carried out (in most cases, and we are talking about 90% or more), the final judicial assessment is higher than the initial assessment of the insurance company, which allows you to win the case and receive compensation for legal expenses.

This is the standard salary of an emergency commissioner, because... examinations and assessments are also included in legal costs and are compensated by any (sometimes the car owner) losing party.

Option 2

Everything is the same as described above, but even easier. The second option is used when there is personal interest from local insurance company employees, because takes advantage of the mistakes of the insurance company in terms of failure to conduct the necessary assessment.

As you correctly understand, the assessment will initially contain the interests of the employees of the insurance organization and take into account all the interests - both the victim and the accident commissioner.

We figured out the essence of the business of emergency commissioners:

  • earn a little money when completing documents
  • earn a lot of money by taking the place of the victim (by assignment) or representing his interests in the case.

Now let's try to understand their benefits for the average car owner.

Is it possible to get by?

No matter how difficult it may be for a person injured in an accident, you should not rely solely on the fact that everything will be done for him. There is no need to interfere, but you will have to monitor the actions of the commissioner. And if something is overlooked, point out these omissions and demand that he correct the mistakes.

The fact is that the report drawn up by him will also be signed by the victim.

And if he does not agree with any assessments, judgments, descriptions, or considers them incomplete, then he has the right to indicate all this in the same report.

Sometimes it is advised to take explanatory notes from the commissioners regarding his reluctance to include certain data in the report.

But, firstly, not everyone knows how to take explanatory notes. After all, you need to understand what you want to achieve from him, what kind of information. But the avarkom understands very well why he did not include this or that circumstance in the report, and how to write an explanatory note so that it reports practically nothing.

It seems like we got something from him, but this paper will be of no use either to the insurance company or to the court.

Secondly, this explanatory note may be taken into account in the future by the court, but it will not have much weight.

And thirdly, what makes you think that the commissioner would agree to write something to you? You are not in a psychological state to insist and shake him psychologically, and he knows this very well. Selecting competent explanatory notes is an art that is acquired over years of practical work.

Therefore, record all inaccuracies, demand that the avarkom include them in the report, and if he refuses to do this, before putting your signature, make notes about everything that the commissioner did not note.

Difficulties will arise only if he represents the interests of the insurance company.

But if you called the emergency committee, then he will act exclusively in your interests, and all noticed omissions will be included in the report. Based on this, there is no point in waiting for the insurer to send its commissioner - call an independent specialist.

It is believed that you can do without calling an emergency commissioner in cases where it is a small accident in which no one was injured, and both the culprit and the victim agree on what happened (this happens).

In this case, they independently draw up an accident diagram and register it at the first traffic police post. In all other cases, calling the traffic police is mandatory, which means it makes sense to call the emergency response team to the scene of the accident.

Who is an emergency commissioner and why is he needed?

So, taking into account all of the above, we come to the following conclusion: accident commissioners are good assistants in recording evidence at the scene of an accident, but only if they do not represent the interests of the insurance company.

Calling them is not at all necessary, but in many cases it is desirable and allows you to save nerves, time and money.

You can use their services either one-time or purchase a subscription for the entire calendar year. The choice is yours.

More often than not, accident commissioners are employees of insurance agencies that provide CASCO insurance services to their clients. Thus, the CASCO agreement may include a clause on calling an emergency commissioner free of charge if the car gets into a traffic accident. MTPL insurance cannot include the possibility of a free visit by an emergency commissioner, since Federal Law No. 40-FZ “On MTPL” prohibits insurers from offering clients additional services that help lure away clients.

We invite you to read: How to obtain Russian citizenship? What documents are needed to obtain Russian citizenship?

Avarkoms, which are employees of insurance companies, primarily represent the interests of the insurer. Less often, emergency commissioners independently organize their activities under the guise of an individual entrepreneur or LLC. Any of the participants in the accident can call a private emergency response officer to the scene of an accident. The main advantage of such accident commissioners is that they give the most impartial assessment of damage to vehicles.

Drivers are not always at a loss in the event of an accident, but can quite sensibly assess the current situation. In such a situation, if there are no victims, drivers can independently assess the damage received, as well as draw up an accident diagram and not have mutual claims, then it is quite possible to do without calling a registration specialist.

But it is still necessary to take into account that the work of emergency commissioners is designed to make life easier for drivers who find themselves in an emergency situation, to explain all the legal subtleties of the accident that occurred, and also to give drivers the opportunity to come to their senses and not violate traffic rules by not taking any necessary actions due to for states of shock.

Why else do you need an emergency commissioner? To protect yourself from scammers. After all, if all documents are completed correctly, as well as an independent assessment of the situation, you can safely count on stopping fraudulent activities in auto fraud.

In any situation you can find pros and cons. Commissioners' actions are more likely to bring more to customers

  • reducing possible waiting time. Avarcoms will arrive on site as soon as possible and begin processing documents. The wait for traffic police inspectors often takes more than one hour;
  • providing psychological assistance and support to victims;
  • detailed recording of all details of the accident, as well as an indication of the damage received as a result of the accident. This simplifies communication with the insurance company and reduces treatment time;
  • the avarkom itself will communicate with traffic police inspectors on behalf of drivers;
  • upon further conclusion of the contract, the right to conduct business with the insurance company and in court can be assigned to the avarkom;
  • in the case of an organized auto setup, the emergency commissioner can counteract fraudulent actions.

Who can become an emergency commissar

The law does not limit this area of ​​activity. Therefore, an avarcom can be either a representative of a legal entity (insurance or legal company) or an individual entrepreneur acting completely independently. Moreover, since his field of activity is at the junction of 3 industries, he must be well versed (have work experience) in:

  • jurisprudence (have appropriate education and practical experience);
  • traffic organizations (former traffic police officers often choose to work as an emergency commissioner);
  • insurance business (insurance company employee).

Only a person who is equally fluent in all these areas will be able to provide this service at a high level. Therefore, before becoming an emergency commissioner, you need to gain relevant experience.

It is this (the experience of previous activities) that special attention is paid when concluding an agreement on appropriate services.

Registration of an accident by an emergency commissioner without traffic police

Important

Private commissioners perform all necessary actions. Who pays for the commissioner's work? The customer, which can be the car driver or an insurance company. A motorist can use one-time services of a commissioner or pay for an annual subscription, having constant service

If you have a CASCO policy, you must carefully read the terms of the insurance contract. Some companies have emergency services included in the cost of the policy, while others require separate payment for its services.

Sometimes, in some companies, calling an emergency commissioner in case of an accident is a prerequisite for receiving insurance payments. At the same time, in other companies, the decision to send a commissioner is made by the insurance agent as soon as the motorist informs him about the accident.

Registration of an accident

Registration of an accident in 2021 is a fairly extensive process and takes quite a long time. And there is no standard for the period within which traffic police officers must arrive at the scene of an accident without injuries. So the emergency commissioner always arrives earlier and has the opportunity to reassure and prepare the driver for registration.

First, you need to turn on the hazard warning lights and mark the location of the accident with an emergency stop sign. It is placed at a distance of 15 m from the emergency vehicle in a populated area and 30 m on the highway. If you are outside the city, you should wear a reflective vest in the evening.

We invite you to study in detail the question of what to do in case of an accident?

The order of subsequent actions is as follows:

  • inspection of the site for damage to vehicles and cargo, as well as the health status of drivers and passengers, photo and video recording;
  • determination of damage (preliminary);
  • discussion with another participant in the accident about who is to blame.

In cases where the cause of the accident and the question of guilt do not cause disputes between the parties (and, most importantly, there are no casualties), an amicable resolution of the issue is possible. In this case, there is no need to wait for the arrival of traffic police officers. You can drive yourself to the nearest traffic police post. Or, if the damage is less than 50,000 rubles, file an accident according to the Europrotocol.

To register an incident in the usual way you will need:

  • road accident diagram (all accident committees are good at doing this), signed by all participants in the incident;
  • photos of the accident scene and vehicle damage;
  • explanatory note addressed to the local traffic police chief (outlining the facts);

With these documents, the participants in the incident are sent to the post to register the event. The injured party receives a set of documents (resolution, protocol and certificate of accident) to submit to the insurance company to receive compensation under compulsory motor liability insurance.

Europrotocol

The European accident report is the easiest way to register an accident, which does not require contacting law enforcement agencies. An experienced commissioner spends no more than 20 minutes completing the required package of documents.

The mandatory conditions under which this type of registration of an accident is possible are:

  • no harm to health;
  • only two participants (a car with a trailer is considered one vehicle);
  • both have a valid MTPL policy;
  • there is no disagreement about the causes of the accident;
  • maximum damage is 100,000 rubles (until June 1, 2021 – 50,000 rubles).

For residents of Moscow and St. Petersburg (due to the abundance of expensive foreign cars there), the maximum damage is equal to the limit of payment under compulsory motor liability insurance (400 thousand at the moment). But! Only subject to the availability of video and photo recording of the circumstances of the accident, as well as navigation devices using GLONASS, GPS and other satellite systems.

To register an accident, you will need to fill out a notification form (which is usually attached to the MTPL policy). The notice is filled out by both drivers (each in their own column) and certified with two signatures.

The completed European protocol, together with the application for compensation, must be submitted to the office of the insurance company within 5 days.

What should the driver pay attention to?

It is necessary to understand that documents filled out incorrectly but signed at the scene of the accident will be very difficult (or rather impossible) to correct in the future. And this may determine who is at fault for the accident and whether or not you receive an insurance payment. Therefore, it is necessary to carefully monitor the actions of the commissioner. Carefully check the correctness of various data indicated in documents. Don't be shy to ask questions. Remember that if the avarcom is provided to you by the insurance company and is its employee, then he, in principle, may be interested in understating the damage (as a result - reducing the payment).

If you disagree with something, immediately state it without delaying it.

Emergency certificate

The emergency certificate is drawn up by the commissioner based on the results of the work he has done and contains the following information:

  • detailed diagram of the incident;
  • photo and video materials;
  • information about the parties involved in the accident;
  • your comments.

The certificate is signed by the affected party. The document is of great importance when the insurance company decides to determine the amount of payment.

In what order should the documents be completed?

2015 This year TR EAEU 041/2017 began to work. This Regulation addresses pressing issues of safety in the operation of motor vehicles. In paragraph 8 app. 9 clearly reflects all the important rules for registering vehicles that have undergone conversion.

Who is an emergency commissioner and why is he needed?

Yes, this is exactly the next step. After waiting for the conclusion from the service station, the vehicle owner, after permission from the traffic police, installs the equipment.

As soon as the equipment is installed at the service station, the car owner receives a certificate, which confirms that the gas system is safe and installed in full compliance with the requirements. Next, you should register with the traffic police all design changes that appeared in the car after installation.

It should be noted that according to the updated rules, when installing gas equipment, all design changes must be made to the vehicle registration certificate, so the register of necessary documents has increased quite significantly.

— vehicle technical inspection card or diagnostic card;

— conclusions of the examination;

— car owner’s passport;

— vehicle registration certificate;

— registration certificate for the car;

— a document confirming the legal ownership of the vehicle;

— application for a certificate;

— certificates with form No. 2a - No. 2b, which are issued to the owner of the car after the gas equipment is installed;

— photocopies (copies) of certificates;

— a receipt to confirm payment of the state duty.

Registration of a gas cylinder installation at the traffic police is a very tedious procedure. Since we already know what specific documents are required for the installation of a gas cylinder installation in 2021, we should then consider each stage separately.

Having received permission from the traffic police to re-equip the vehicle, you can begin installing gas equipment. To avoid problems, it is advisable to contact only certified centers, where, upon completion of the work, you can learn all the paperwork required for subsequent registration.

20.06.2017

Each commissioner has a specific action plan after arriving at the scene of an accident:

  1. Arrival at the scene of an accident, a thorough inspection and identification of visible details of the accident. For example, visual assessment of the braking distance and position of vehicles on the roadway.
  2. Providing assistance to drivers. If necessary, call an ambulance or provide first aid. If necessary, provide psychological assistance to victims, because there are situations when a participant in an accident cannot adequately respond to what is happening due to shock.
  3. Recording details of the accident. In this case, the commissioner must take photographs, interview witnesses, draw up a diagram of the accident, and also collect information from the drivers involved in the incident. If there are external CCTV cameras, record their location and evaluate the possibility of obtaining recordings from them.
  4. Assess the amount of damage, describe all damage sustained by vehicles during an accident, as well as indicate the presence or absence of injured persons and injuries inflicted on them.
  5. Completion and execution of required documents, including emergency certificate.

This list is more likely to apply to independent commissioners than to employees of the Investigative Committee, since they have a much more complete list of possible actions.

If the drivers have not come to a common opinion, and the traffic police inspector has to wait a long time, then the solution is to call the emergency commissioner in case of an accident. Of course, participants in an accident can try to solve this issue on their own, but drawing up a diagram of the accident requires special knowledge, which is possessed by traffic police inspectors and accident commissioners.

The employee’s algorithm of actions is simple: he will draw up a diagram of the accident, take explanations from the drivers and prepare an application addressed to the head of the traffic police of the area where the accident occurred. Next, the commissioner will deliver the documents to the nearest traffic police post. The price of calling an emergency commissioner service depends on the region in which the accident occurred.

As a rule, the average cost for calling a commissioner is 1000 rubles. Anticipating your question of who pays for the cost of the services of the emergency commissioner, we answer: by mutual agreement, the amount can be divided in half between the participants in the accident, but if this option does not suit the parties, then the culprit can bear the costs of the call himself, however, there are cases when the culprit neither in which he does not compromise and refuses to pay on principle, in this case the victim can call the commissioner at his own expense and subsequently reimburse the costs incurred through the court.

To resolve the issue quickly and without wasted nerves, the right decision would be to seek help from a specialist who will approach your issue with full responsibility.

Legal consultation

Get qualified help right now! Our lawyers will advise you on any issues out of turn!

Update date: April 15, 2021

She received her education at Moscow State University. Completed a refresher course at Moscow State University. Often invited as an independent expert when considering disputes between two participants in road accidents. Extensive experience in resolving traffic disputes.

Functions and powers of specialists

Emergency commissioners are called after an accident occurs. Both the injured person and the person responsible for the accident can call an emergency response center. An emergency commissioner is distinguished from an ordinary insurance agent, who is usually called to the scene of a traffic accident, by a wider list of functions. Thus, the main responsibilities of the emergency committee are:

  • Photo and (or) video recording of the scene of the accident and damage caused to the vehicle;
  • Interviewing witnesses, if any;
  • Drawing up a diagram of a traffic accident;
  • Collecting information about both drivers by photographing driver’s licenses and insurance policies;
  • Providing advice to the driver on documents filled out by the traffic police or independently participating in the preparation of a protocol as a representative of one of the drivers;
  • Assistance in filling out or independently filling out the documents required for submission to the insurance company.

Based on the results of the inspection of the accident site, the emergency commission draws up a certificate, which includes a diagram of the accident, photos and videos from the accident site, information about both parties involved in the accident and a commentary from the commissioner himself. The certificate is subsequently provided to the insurer. Also, it can be used as evidence when considering a case in court. Accident commissioners who independently organized their activities without insurance companies can offer their clients additional services: representing the interests of the driver in court, if the case comes to him; assistance with selling a car after an accident; legal advice to the driver on issues related to traffic rules.

Essentially, an accident commissioner is a well-versed specialist who can help with paperwork and damage assessment in the event of a traffic accident. Based on a power of attorney, he can represent the driver’s interests in court and in the insurance company, but he has no real powers defined by law. At the moment, the Union of Emergency Commissioners of Russia is trying to promote a bill according to which commissioners will be able to independently (without the presence of traffic police officers) register road accidents where no harm was caused to the life and health of citizens (there were no deaths or serious injuries). The Union of Emergency Commissioners argues that when called at the same time, emergency commissioners arrive faster than the traffic police in 90% of cases, and they can quickly draw up a protocol and clear the roadway from the resulting congestion. So far, the bill has not been adopted.

What is an emergency certificate?

- diagram of the incident itself;

— conclusions of the emergency committee;

— photo evidence from the accident scene;

- all information about the participants in the road accident, both the person at fault and the victim.

It is on such documents that the insurer will rely when making its decision on payment of compensation for an insured event or refusal.

In addition, the insured person or insurer can easily use these same documents in court if a victim in a road accident wants to demand compensation from the insurance company through the court.

We suggest you read: If an ATM eats your money, what should you do in this case?

1. He arrives at the scene of an accident before the police officers and he has a good opportunity to inspect the scene of the accident even before their arrival, draw up a detailed description of the accident and draw up a diagram.

2. Emergency commissioners themselves talk with inspectors and traffic police officers.

3. Subsequently, the emergency specialist can represent the interests of the injured policyholder in court, unless, of course, he was called by the insured himself, and he is not a “vassal” of the insurance company.

Who is an avarcom and what does he do?

If signs of fraud were discovered during an accident, then you should definitely invite the emergency commissariat, because he often has to deal with similar cases and he clearly reacts to such situations.

Usually, “cunning” swindlers, having learned that an emergency commissioner will be present when registering an accident, try to end the matter peacefully.

How to call a commissioner to the scene of an accident

A person responding to a call to the scene of an incident may be:

  • an employee of the company that insures the client’s car;
  • a specialist from a law firm that provides such services;
  • individual entrepreneur.

Depending on this, there are different options, since the customer (and, accordingly, the payer) can be either an insurance company or a driver. If the car is insured under CASCO, you should carefully study the contract. Perhaps his (the commissioner's) services are already included in the cost of the policy. Then you need to call the insurance company, report the incident, call the emergency response officer and follow his instructions.

A call to the insurer (if you have CASCO insurance) is mandatory. To avoid subsequent problems with payment processing.

In the case of an MTPL policy, the commissioner’s visit is carried out on a paid basis.

There are also accident commissioner services, what are they - commercial organizations (not insurance, but related to the auto business) that provide services for registering road accidents and respecting the interests of the car owner when communicating with the traffic police.

A service agreement can be concluded in advance (by purchasing a subscription), or one-time payments can be made. A company or individual providing such services can easily be found on the Internet. Usually, the commissioner (if we are talking about network companies that have their employees in all areas) arrives within half an hour. Naturally, everything depends on the road situation.

Why and how an accident commissioner carries out registration of an accident

From the moment of the incident to full compensation for losses, there is a long path that consists of many stages. Not every driver understands them. And if there is an emergency commissioner, you just need to follow his instructions, he will help you complete all actions as quickly as possible. But it's not that simple. Whose interests does Avarkom protect? An accident commissioner, working on the staff of an insurance company, protects the interests of the insurer, since he is paid for this. The main responsibility of such a commissioner is to reduce the amount of insurance payment. In this case, the rights of the insured driver are not openly infringed. Avarcoms are well versed in all the legal subtleties of the registration process and can do everything necessary for the insurance company efficiently and unnoticed by an inexperienced motorist.

The damage is significantly underestimated, and the culprit may be a completely different driver.

An emergency commissioner is good, but you don’t need to be bad yourself

No matter how difficult it may be for the person injured in the accident, there is no need to hope that the “good uncle” will do literally everything for him. But you shouldn’t interfere, but you still have to keep an eye on his actions. If it suddenly turns out that he missed something, then you need to point out this mistake and demand that he correct the errors.

Problems may arise if he acts in the interests of the insurer.

But if the emergency representative is called by the victim, then he will act solely in the interests of the client. Based on what has been described, you can understand that you should not wait for the insurance commissioner, but rather invite an independent specialist.

20.06.2017

Rating
( 1 rating, average 5 out of 5 )
Did you like the article? Share with friends: