What documents should you be given after an accident?

In August 2021, a new Administrative Regulation was adopted, which greatly changed the procedure for registering an accident. Now traffic police officers are not required to issue a certificate of an accident. The adjustments have confused drivers and insurers. As a result, there is an urgent need to understand how the procedure for registering an accident takes place, taking into account the new rules.

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Normative base

The actions of the driver in the event of an accident are regulated by traffic rules.
According to clause 2.5, in the event of a traffic accident, a citizen driving is obliged to stop the car, press the emergency button, and install a warning sign. Participants in an accident must not change the position of objects related to the incident. Attention! If you have any questions, you can chat for free with a lawyer at the bottom of the screen or call Moscow; Saint Petersburg; Free call for all of Russia.

The actions of a driver who finds himself in an emergency situation with injured citizens are prescribed in clause 2.6 of the traffic rules, amended on September 7, 2018. The presence of wounded and injured individuals during the registration of an accident obliges to call an ambulance and police officers. If only movable property was damaged in a collision, the participants in the emergency independently make a decision on drawing up documents and reporting the incident to the traffic police according to clause 2.6.1 of the traffic rules.

If, as a result of an accident, damage was caused only to property, the driver involved in the accident is obliged to clear the roadway if the movement of other vehicles is obstructed, having previously recorded on a camera the position of the vehicle in relation to each other and road infrastructure, damage to property, traces and objects, related to road accidents. For failure to comply with this requirement, clause 2.6.1 of the Traffic Regulations provides for a fine of 1000 rubles.

It is recommended to vacate the scene of the incident only after receiving instructions from the traffic police inspector or the traffic police hotline on duty, having previously recorded the position of the vehicle, damage, and material evidence on a camera or video camera in accordance with clause 2.6.1 of the traffic rules. Failure to obtain permission from a traffic police officer to independently move damaged vehicles threatens those involved in the accident with deprivation of their driving license for leaving the scene of the accident. If disagreements arise between the parties, it is better to receive a fine, but preserve the evidence when registering a traffic accident and identify the real culprit. In addition, the fine can always be challenged.

Attention

According to paragraph 2 of Art. 12.27 of the Code of Administrative Offenses of the Russian Federation, a driver who leaves the scene of an accident is subject to deprivation of his license for a period of 1 to 1.5 years or imprisonment for 15 days. An individual who is a participant in an accident, if he fails to fulfill his obligations under the traffic rules, is obliged to pay a fine of 1000 rubles.

When is a refusal to issue possible?

Initially, we note that the participants in the incident (the culprit and the victim) must receive a certificate of the accident in order to be able to immediately contact the insurer for compensation.

If traffic police officers refuse to issue an application, then the reason must be legitimate and explained.

If the inspector does not justify it, then there is already a reason to contact law enforcement agencies with a complaint about his work. The explanatory statement must be submitted in writing.

Order No. 185 of the Ministry of Internal Affairs of the Russian Federation regulates the provision according to which certificates of road accidents are issued immediately at the scene of the accident.

If the issuance is delayed or transferred to the traffic police department, then such actions are not lawful on the part of the traffic police officers.

A certificate of an accident involving motor transport is not always in demand. Do you need a certificate of an accident with a European protocol?

No, because in the event of a minor accident, this document is completed without the presence of a traffic police inspector, and the certificate can only be filled out by a law enforcement officer.

If a traffic police inspector, without legal justification, refuses to issue you a certificate of the incident, then his actions can be appealed to the prosecutor's office, as a result of which disciplinary sanctions may be taken against him.

For example, it will be illegal to refuse to issue when the reason is the lack of document forms, or the law enforcement officer claims that the case requires another form, but it is temporarily not on hand, and the use of another analogue is strictly prohibited.

If a traffic police officer does this in your case, then it is recommended to immediately contact his department (from where the squad went to the scene of the traffic accident) in order to appeal the actions.

Thus, it is clear that law enforcement officers do not have the right to refuse to issue this document to the parties to the incident; at each scene of the incident, if a European protocol is not issued, they issue a certificate.

To receive monetary compensation after the occurrence of an insured event, the participants in the incident provide a package of official documents that legally confirm the fact of the incident.

One of these important components is a certificate of an accident from the traffic police. All insurance companies, without exception, do not provide financial compensation for insured events if there is no such document. This is especially true when receiving payments under compulsory motor liability insurance.

There are a number of situations when you don’t have to provide a certificate: if the damage was caused only to the components of the vehicle, if there are no claims between the participants in the accident, if the culprit admitted his guilt and assumes the right to provide financial compensation to the victims from his own funds.

But still, in most cases, the certificate is intended to receive an insurance premium under the compulsory motor liability insurance policy from the guilty party.

The parties to the incident must be vigilant in completing documentation so that the insurer can objectively assess the situation and provide funds to resolve the situation.

Insurance companies find something to complain about, so you should be vigilant in filling out all documentation, including the traffic police certificate.

Remember that refusals to issue this document are practically excluded, because their mandatory availability is provided for by the legislation of the Russian Federation.

The statistics of accidents involving pedestrians are described in the article: Accidents with pedestrians. For information about accidents involving children, see the page.

Find out from this information whether an accident in a parking lot is an insured event.

When should you call the traffic police?

As a result of a traffic accident, damage to the vehicle and harm to health may occur. Mandatory contact with the traffic police to record an accident depends on the consequences of the accident. A set of conditions for registering an accident when calling a traffic police inspector is not regulated by law:

• participation in the incident of no more than two vehicles;
• absence of wounded or physically injured citizens;
• damage to the car of the person responsible for the accident;
• availability of a valid insurance policy;
• lack of mutual claims among drivers;
• registration of the European protocol.

Attention
: The presence of more than two cars, the presence of victims, the absence of a compulsory insurance policy, a disagreement between participants in an emergency situation - the grounds for the appearance of a traffic police officer at the scene of the incident.

How to get it and who to contact

Motorists often call this document a certificate of damage to the vehicle for the insurance company.

In almost all cases, the certificate is used to notify the insurance company of the occurrence of an insured event involving damage to the car.

To receive compensation, you must provide a complete package of documentation, which must include a certificate of the accident.

It can be obtained from the inspector even at the scene of the incident. The parties to the accident receive the document without fail.

If the traffic police officer for some reason did not issue it, then you should contact the traffic police department with a comment.

Any excuses that the forms have run out are considered unlawful, so those involved in an accident can appeal them to the prosecutor’s office. And the traffic police officer receives sanctions for disciplinary purposes for his incompetent actions.

Also, official participants in the accident can receive photographs from the scene taken by law enforcement officers. You can take copies of the diagrams and protocol from them to carry out the investigation in the future.

A certificate of an accident for the insurance company and applications in the general documentation package will increase the chance of receiving monetary compensation from your insurer as quickly as possible.

And without it, the insurer has every right to refuse payments for the insured event.

Step-by-step instructions for registering an accident with traffic police officers

Participation in an accident of several cars, serious damage to property or health are grounds for calling a traffic police inspector. Registration procedure:

1. Inspection of the collision site.
2. Fencing the emergency area while preserving traces.
3. Collection of information about participants in road accidents and witness statements.
4. Description of damage to vehicles.
5. Conducting a medical examination for alcohol and drug intoxication of drivers.
6. Drawing up an inspection report, a diagram of the scene of the accident in the presence of two witnesses or participants in the accident.
7. Photo and video recording of the accident.
8. Collection of explanatory notes from participants in road accidents.
9. Clearing the road of damaged cars.
10. Making a decision on the punishment.

The first stage is an inspection of the scene of the incident. After examining the territory, the inspector is obliged to interrogate the participants and witnesses of the emergency situation, recording their testimony. The main stage of the traffic police officer’s work, after communicating with drivers, strangers, and inspecting damaged vehicles, is the preparation of documents that reflect the information and explanations of the participants in the emergency, and a diagram of the accident. To further investigate the incident, the inspector can film the scene of the incident on a photo or video camera. During bureaucratic procedures, a traffic police officer is obliged to regulate the movement of cars in an emergency area. After the conversation and inspection, the traffic police inspector draws up an accident report, asks the participants to write explanatory notes and issues a conclusion on punishment. If the employee does not have enough evidence to bring charges, he transfers the information to the district or magistrate court to determine a preventive measure.

The list of necessary documents that are required when registering a traffic accident depends on the person involved in recording the emergency situation. If participants decide not to invite traffic police officers if there are no victims, there is a valid MTPL policy, and the damage caused is less than 400 thousand rubles, then individuals can independently draw up a European protocol. When calling a traffic police inspector, be sure to fill out an extended list of documents:

• notification of an accident with personal information about drivers, eyewitnesses, and damage to the vehicle;
• resolution on an administrative offense;
• inspection report;
• road accident diagram;
• document assessing the technical condition of damaged vehicles;
• vehicle driver sobriety monitoring protocol;
• a certificate from a medical institution if there are injured citizens.

IMPORTANT
Since October 20, 2017, the certificate of traffic accident No. 154 has been abolished, and therefore is not included in the mandatory list of documents.

Making changes when there is an error

A certificate is drawn up and issued immediately after the accident and at the same place.

If, for some reason, errors were made in the execution of this document or important aspects were not filled in that would be useful for further investigation of the case and contacting the insurance company, then it is possible to make changes if the traffic police inspector did not include all the damage in the certificate or on The culprit was not found at the crime scene, but was done later.

The causes of road accidents and injuries to people are indicated in the article: causes of road accidents. Read the rules for filling out a notification of an accident under compulsory motor liability insurance here.

If damage is not indicated

In most cases, the accident report is intended to be submitted to the insurance company.

The main factor for determining the amount of compensation payment is the scale of the damage, and each injury to the vehicle is recorded without fail, because it will then be impossible to prove to the insurer the fact that it occurred during an accident.

Insurance companies are very skeptical and vigilant about such details because there are many cases of fraud on the part of their clients.

The document is filled out exclusively by the traffic police inspector, so he must immediately at the scene of the incident with his colleagues carefully inspect the vehicles and describe all the damage.

If all the action takes place at night, traffic needs to be cleared on the freeway, then there will be no time for daytime inspection of the scene.

It happens that under such circumstances, law enforcement officers make mistakes during registration, or overlook some important details.

If an error is discovered, you should contact the traffic police with a statement to report violations.

As a rule, changes are allowed, but a re-inspection of the vehicle is required in order to detect the causes of these damages.

If the culprit is not specified

This aspect is also important, because it is impossible to receive compensation under compulsory motor liability insurance if the culprit is not identified. At the time the certificate is issued, the name and coordinates of the potential culprit are entered into it.

With this document, the victim applies to the insurance company of the guilty party and demands compensation payment, and the insurer makes it.

If his guilt is not proven after a judicial investigation, then the money is returned to the insurer. But before demanding them, the victim is required to provide a certificate of the accident, which must contain the name of the culprit.

Cases cannot be excluded when the culprit is hiding, then he cannot be identified and recorded in the certificate immediately.

Russian legislation provides for the possibility of amending the certificate if the culprit is discovered later. But to do this, you should contact law enforcement agencies with a request to amend the document.

After its confirmation, you can add new facts to the document form, namely, information about the person responsible for the accident.

Step-by-step instructions for registering an accident with traffic police officers

Participation in an accident of several cars, serious damage to property or health are grounds for calling a traffic police inspector. The procedure for registering an accident with traffic police officers:

1. Inspection of the collision site.
2. Fencing the emergency area while preserving traces.
3. Collection of information about participants in road accidents and witness statements.
4. Description of damage to vehicles.
5. Conducting a medical examination for alcohol and drug intoxication of drivers.
6. Drawing up an inspection report, a diagram of the scene of the accident in the presence of two witnesses or participants in the accident.
7. Photo and video recording of the accident.
8. Collection of explanatory notes from participants in road accidents.
9. Clearing the road of damaged cars.
10. Making a decision on the punishment.

The first stage of registration of an accident is inspection of the scene of the accident. After examining the territory, the inspector is obliged to interrogate the participants and witnesses of the emergency situation, recording their testimony. The main stage of the traffic police officer’s work, after communicating with drivers, strangers, and inspecting damaged vehicles, is the preparation of documents that reflect the information and explanations of the participants in the emergency, and a diagram of the accident. To further investigate the incident, the inspector can film the scene of the incident on a photo or video camera. During bureaucratic procedures, a traffic police officer is obliged to regulate the movement of cars in an emergency area. After the conversation and inspection, the traffic police inspector draws up an accident report, asks the participants to write explanatory notes and issues a conclusion on punishment.

IMPORTANT

If the employee does not have enough evidence to bring charges when registering an accident, he transfers the information to the district or magistrate court to determine a preventive measure.

Registration of road accidents by traffic police officers in the presence of victims

The presence of the wounded requires coordinated actions on the part of the participants in the incident and the arriving traffic police inspectors. The procedure for registering an accident in the presence of victims:

1. Arrival of an operational-investigative group consisting of an investigator, an operational officer, and an expert.
2. Calling medical workers.
3. Providing first aid or emergency transportation of a victim to a hospital in case of critical health condition.
4. Inspection of the collision site.
5. Initial survey of participants and witnesses.
6. Inspection of damaged cars.
7. Drawing up a protocol, a diagram of an accident with two witnesses or the drivers themselves.
8. Photo and video recording of the accident.
9. Collection of explanatory notes from participants in road accidents.
10. Clearing the road of damaged vehicles.
11. Transfer of completed documents to the court for further proceedings.

If the injured person is sent to the hospital, the initial survey and writing of an explanatory note when registering an accident is postponed until recovery. If the participant in the accident is feeling unwell, he must indicate his state of health in the report.

Documents that must be issued by a traffic police officer

The inspector is obliged to provide the participants in the emergency with copies of documents in order to receive payments from the insurance company or go to court. List regulated by clauses 273, 286 of Order of the Ministry of Internal Affairs 664 of 08/23/2017:

• a completed accident report describing the circumstances of the incident and witness statements;
• a document of inspection and verification of the technical condition of the vehicles involved in the accident, indicating the damage, malfunctions, and deformations received;
• road accident diagram;
• medical examination certificate for alcohol and drug intoxication.

The protocol indicates the date, place of compilation, data of the inspector and drivers, circumstances of the emergency (time, technical characteristics of the vehicle), violated traffic rules and articles of the Administrative Code.

The document for checking the technical condition of the vehicle includes a description of the vehicle parameters (registration number, VIN code, make, model, year of manufacture), damage, the presence of traces of material evidence, tire sizes, load level, speedometer and pressure gauge readings, gear shift lever position. The protocol reflects the state of the manual control, brake system, and lighting signal devices. The inspection of the vehicle must be witnessed by two witnesses and supplemented with photographs or sketches.

When registering an accident, a graphical diagram records the direction of the path, the position of the cars, the width of the road, the distance between the cars and the side of the road, the location of the collision, and the length of the braking distance. The document is drawn up based on the inspection, testimony of participants and witnesses of the road accident.

The sobriety monitoring protocol includes data on the behavioral characteristics of participants in a traffic accident, complaints, a description of the color of the skin, the presence of injuries, the condition of the mucous membrane of the eyes, pupils, respiratory rate, pulse and blood pressure. A medical report is issued after receiving the results of a laboratory test of exhaled air in a breathalyzer and a rapid urine test.

Re-issuance deadlines

There are times when for some reason the certificate was lost or damaged. There is no need to despair in such situations, because re-issuance of the form is provided.

Sometimes it is even enough to make a photocopy of the sample from the traffic police inspector, because during an incident several copies are filled out.

In order to receive a copy of the certificate, you need to confirm your identity by providing a passport.

But since 2009, an order of the Ministry of Internal Affairs of the Russian Federation allows considering the request of motorists to obtain a copy of a certificate of a traffic accident.

Registration of an accident according to the European protocol

The Europrotocol is a simplified form of filling out a document to record the fact of an incident without traffic police officers. The notification of an emergency situation is filled out by the participants in the incident independently without outsiders. A European protocol is issued in the event of a collision of no more than 2 cars, without any injuries. A correctly drawn up document will allow you to receive payments from the insurance company with a valid MTPL, CASCO or Green Card policy.

Registration of the Europrotocol is permissible if the damage to the injured driver does not exceed 400 thousand rubles. In case of damage to a car up to 100 thousand rubles, participants in an accident can draw up a Europrotocol using a regular form, even if there are disagreements, without registering the accident in the “Road Accident.Europrotocol” application. When the damage to a vehicle ranges from 100 thousand rubles to 400 thousand rubles, mutual agreement is required on the guilt of one of the participants in the accident and it is necessary to resort to registering the accident in the mobile application “DTP.Europrotocol”.

Stages of registering an accident with a European protocol in case of damage up to 100,000 rubles:

1. Stop the vehicle.
2. Turn on the alarm.
3. Set up a road sign.
4. Record with a camera or video camera the scene of the incident, the state registration numbers of the vehicle, the damage caused, traces of the braking distance, and material evidence.
5. Record the testimony of eyewitnesses of the accident indicating personal data and contacts.
6. Fill out the European protocol form.
7. File an insurance claim with the company that issued the MTPL, CASCO or Green Card policy.

The European protocol is a form consisting of two connected sheets. The main page and the additional insert are identical in content. The document is filled out in block letters without blots or corrections. Data required to be entered into the European protocol form on the front side:

1. The exact address of the accident, indicating the number of the kilometer from the populated area in the event of a collision between cars on the highway.
2. Date and time of the incident.
3. The number of affected vehicles is two.
4. No wounded or injured citizens.
5. Failure to conduct a medical examination.
6. Failure to provide financial compensation to other vehicles, absence of damage caused by other vehicles.
7. Data, contacts of eyewitnesses of the emergency or indication of the lack of witnesses.
8. Certification of the absence of traffic police officers during the preparation of the European protocol.
9. Information about vehicles according to STS data (make, model, VIN code, license plate number).
10. Information about the owners of movable property: Full name, place of registration.
11. Data of the drivers behind the wheel: full name, date of birth, contacts, series and number of driver's license.
12. Insurance company name, policy number and validity period.
13. Indication of the impact location in the drawing.
14. Description of the nature of visible damaged parts and elements.
15. Determination of the culprit of the accident in the “Remarks” paragraph.
16. An indication of the circumstances that led to the collision.
17. Road accident diagram.
18. Signatures.

Each driver fills out the back side of the document independently. On another page of the European protocol, the participant in the first paragraph indicates his own car, in the second he briefly describes the incident indicating the circumstances preceding the collision, in the third he notes the citizen who was driving the car. In sections 4 and 5, a dash is placed if no more than two vehicles were injured in the accident. In paragraph 6, it is important to write whether vehicles can continue moving. If desired, the driver enters information about the availability of photos or videos in a note.

Attention

The front side of the European protocol form, in which personal information is entered, is certified by two participants in the incident. On the back page, which reflects the description of the accident that occurred, the signature of the driver who owns this copy of the document is affixed.

What does it look like

An important requisite for both forms of the traffic police certificate about the incident is not only the information accurately and reliably filled out, but also the presence of all signatures and stamps.

Like any other official document, in addition to information, the certificate also contains stamps that indicate the authenticity and reliability of the contents of the document.

It is drawn up on a standard A4 form, the fields on it are machine printed, and all information is filled in manually in legible handwriting.

Most of the fields are provided for entering numerical data (number of participants and victims in an accident, number of vehicles involved, time and coordinates of the incident).

An extended certificate of an accident includes an annex in which individual aspects of the accident can be described and explained in more detail.

Step-by-step instructions for drawing up an accident diagram in the European protocol

An emergency diagram is required when drawing up a document recording a collision. On the front side of the European protocol, participants independently make a detailed sketch of what happened. Stages of drawing up an accident report:

1. Indicate the location of the accident: street name, house or highway with the number of the kilometer from the nearest populated area.
2. Draw the trajectory of the cars.
3. Schematically show the location of vehicles at the time of the collision.
4. Indicate traffic lights, road signs, markings, fences, roadsides.
5. Mark the location of physical evidence that is related to the accident, fragments, damaged parts of cars.

When drawing up a diagram during the registration of an accident, you need to indicate the maximum number of details related to the emergency situation.

Drawing up a receipt in case of an accident

A receipt is issued at the scene of an accident when one participant in a traffic accident does not have a valid compulsory insurance policy. The absence of mutual claims, settlement of losses without traffic police officers are also reasons for drawing up the document. There is no unified type of filling out a receipt. The document must contain the most complete information about the accident and the monetary compensation paid. Stages of drawing up a receipt for an accident in free written form:

1. Specify the type of document: no claims against the culprit of the accident, paid material damage.
2. Date, time, place of drawing up the receipt.
3. Passport details of the participants in the emergency.
4. Personal information of eyewitnesses of an accident.
5. Report the causes of the accident.
6. Describe damage to vehicles.
7. Indicate the amount of compensation received if a receipt for paid material damage is issued.
8. Write about independently resolving a conflict without a traffic police officer.
9. Indicate that there are no claims against the other participant in the incident.

IMPORTANT
A receipt in case of an accident is issued to each driver. For a document to be legally binding, both parties must sign each copy. The absence of a receipt when resolving a conflict without a traffic police inspector is the reason for assigning administrative liability for fleeing the scene of a traffic accident.

Validity period and submission to insurance

There are unspoken regulations regarding the deadlines for submitting documentation about a traffic accident to the insurance company.

It is in the interests of the victims themselves to notify the insurer on the same day when the insured event occurred. But the exception is situations when injured victims are taken away by ambulance.

Statistics show that the time frame for submitting a certificate of an accident to the Investigative Committee is 2-7 days, although the parties receive it immediately after the accident is registered.

Please note that the document itself has no restrictions on its validity period. This means that the certificate is issued for an indefinite period.

The document contains all the key facts about the accident necessary for the investigation. There are exceptions when not all damage sustained by the vehicle is included in the certificate.

Therefore, the insurance agent will compensate for the recorded damage, and not for what actually exists. After all, only legally substantiated facts are taken into account.

All other consequences will be regarded as hidden damage that existed before the accident.

For those involved in an accident, you should pay attention to the completeness of the information on the certificate rather than worrying about the deadlines for filing or the validity period of the document.

You can delay submitting a certificate to the insurance company in some cases, especially when the accident occurred at night.

The examination is allowed to take place at a later date, although victims are taken to a medical facility for emergency treatment immediately.

And the insurer will not be able to accept the entire package of documentation without this certificate, which is regulated by the law “On Compulsory Motor Liability Insurance”.

Statute of limitations for road accidents

According to Art. 196 of the Civil Code of the Russian Federation, the statute of limitations is the time allotted to a participant in an accident to protect his rights in court in the absence of an agreement between the parties. The conflict occurs between citizens, as well as insurance companies that refuse to pay monetary compensation.

If a participant in an accident leaves the scene of the accident, then he must suffer an administrative penalty for 3 months without injuries during the accident, 12 months if there are injuries. If during this time the identity is not established, then the charges against the driver are dropped.

In the absence of a valid MTPL policy, the participant is obliged to personally compensate for material damage within 3 years from the date of the incident. If the amount of compensation exceeds the insurance limit, the driver must pay the difference over 3 years.

IMPORTANT

If a participant in a registered road accident is found guilty of an accident that caused serious harm to health or resulted in death, then the statute of limitations for the case is not limited. To recover property damage, the injured driver must file a claim within 3 years of the incident. The period for payment of moral compensation to the guilty participant in an accident is not limited.

If a conflict arises between the driver and the insurance company, then the time to file a claim against the organization is 2 years.

In what form does it come?

A certificate from the traffic police about an accident is an official document, so it has a form and is filled out according to clearly regulated rules.

Intended to inform the insurance company or legal proceedings about all aspects of the accident.

Certificate of road accident form 154

Drawing up a certificate is the responsibility of authorized traffic police inspectors, who can examine the causes of an emergency and issue official documents.

But the participants in the incident can also observe the process of creating and filling out the certificate in order to control the prevention of any inaccuracies.

This document is drawn up on a special form, which is determined by the order of the Ministry of Internal Affairs of the Russian Federation No. 154, and it is filled out manually by an authorized traffic police officer.

Let's consider all the details of the certificate in Form 154, which must be filled out necessarily and accurately:

• the exact location and time of the emergency;
• the circumstances under which everything happened (a list of all factors in force at that time);
• information about the parties to the accident, their contact information;
• information about the victims, their hospitalization and medical examination;
• information about the damaged vehicle (detailed description of all damage from the collision);
• recording an administrative offense, initiating a criminal investigation.

The authenticity of the completed information is certified by an authorized traffic police inspector, who, in addition to his signature, leaves his full name, job title and rank on the document.

Form 154 also provides an annex to the road accident certificate, which is issued at the same time as the main document.

It contains information about the injured participants; if their identity is not established, then a special mark is made and the category is indicated (pedestrian, driver or passenger).

Data from medical workers (nature of injuries to victims, causes of death) is also entered.

The form provides space for filling out information for 4 people; if there are more, additional forms are used.

For example, if a bus with passengers got into an accident, then the inspector will need more than one Form 154 form.

According to Form 748

Form 154 is a newer and improved analogue of a certificate from the traffic police in form 748.

But it contains all the important and irreplaceable details:

• a field in which you need to indicate the exact coordinates (place and time) of the emergency;
• a description of the circumstances that caused the incident or aggravated its consequences;
• information about the participant in the accident (their number, about all injuries), the conclusion of a medical examination;
• information about damage to vehicles;
• recording an administrative violation under the articles provided for by law.

The certificate is considered legal and genuine when it is signed, as in the first case, by the inspector. This form is also provided for providing official and confirmed data on an insured event to the insurance company.

Claiming MTPL after an accident

To receive financial compensation from the insurance company after an accident, the driver must present the following documents:

• statement;
• notarized copies of passport data;
• registration certificate;
• STS;
• accident report.

When drawing up a European protocol, drivers are required to report an emergency to the insurance company within 5 days from the moment of the road accident in accordance with clause 3.8 of the OSAGO rules of 04/16/2018 (when registering an accident by traffic police officers, the period is extended to 3 years). In case of late application, the organization has the right not to pay monetary compensation if it is proven that the driver does not have a valid reason for timely attendance.

Examination after registration of an accident

An assessment of damage to a vehicle by insurance company specialists is carried out after a preliminary determination of the amount of damage by a traffic police officer at the scene of the accident. The duration of the process is no more than 5 days from the date of receipt of the application from the victim, unless there is an agreement between the parties on a different period in accordance with clause 3.6 of the MTPL rules dated 04/16/2018.

An independent examination is appointed in the event of unsatisfactory assessment results by a specialist from the insurance company to determine the condition of the car and identify the culprit of the incident, to whom financial compensation will be paid. The results of the examination are provided within 10 days in accordance with clause 10 of article 12 of Federal Law No. 40.

Terms of payments and repairs under OSAGO

From April 28, 2017, the insurance company replaced the payment of funds with free repairs to eliminate damage to the car. In accordance with clause 16.1 of Art. 12 Federal Law No. 40 insurance compensation is mandatory in the following cases:

• impossibility of restoring the vehicle;
• death of the injured participant in the accident;
• causing serious or moderate harm to health;
• participation of a disabled person in an incident;
• the amount of restoration repairs exceeds the insurance payment;

A document for receiving compensation is issued within 20 days from the date of acceptance of the application from a driver who has a valid MTPL policy in accordance with clause 4 of Art. 19 Federal Law No. 40. If the work is carried out at a service station that is not included in the insurance company’s cooperation list, the time for completing the referral may be increased. The repair period is 30 days.

Additional Information

The location distance of the service station should not exceed 50 km, except in cases where the owner of the vehicle pays the costs of transporting the vehicle in accordance with clause 15.2 of Art. 12. Federal Law No. 40. In the absence of such service stations, the victim is paid monetary compensation.

Liability in case of an accident

The culprit of an emergency may bear administrative, civil or criminal liability. The penalty depends on the causes of the traffic accident and the resulting consequences.

Types of administrative liability after registration of an accident, regulated by the Code of Administrative Offenses of the Russian Federation:

• fine from 500 to 30 thousand rubles;
• deprivation of a driver's license from 1 month to 3 years;
• arrest for 15 days;
• 200 hours of corrective labor.

Attention
The measure of administrative punishment is established by the traffic police officer or magistrate who arrives at the scene in the case where the inspector does not have sufficient grounds to make a decision.

Civil liability – payment to the injured party for material damage. With a valid MTPL policy, repairs of a damaged vehicle are compensated by the insurance company of the person responsible for the accident. To pay money for moral damage, the injured party can go to court, which within 5 days considers the application and makes a decision.

According to Art. 118 of the Criminal Code of the Russian Federation, a criminal case is opened against the culprit of the registered accident for causing grievous harm to health or death. The term of punishment is influenced by the condition of the driver at the time of driving, the number of injured citizens, and the nature of the injuries.

What to do next after receiving

Let us repeat that in most cases, a certificate from the traffic police after an accident is intended to prove the fact of the accident to the insurance company.

Therefore, after receiving this document, the parties to the accident have a three-day period to contact the insurer.

In addition to the help, you should have the following in your documentation package:

1. Passport of a citizen of the Russian Federation and photocopies of its completed pages.
2. Taxpayer code.
3. Driver license.
4. Technical passport for motor vehicles.
5. Directly the certificate itself about the accident from law enforcement officers.
6. OSAGO policy.
7. Conclusion of a medical examination of the victim.
8. Receipts for tow truck services.

In this case, you should contact law enforcement agencies to investigate the case in order to punish administrative or criminal offenders - it all depends on the consequences of the accident.

Nuances

The absence of injured citizens is the reason for the refusal of traffic police officers to go to the scene of the accident when independently resolving the conflict between the parties. If the participants cannot resolve controversial issues, the traffic police inspector is obliged to respond to the call to register the accident. To draw up a European protocol of a road accident without injuries, drivers do not have to record the data of witnesses; video or photographic materials will be sufficient.

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Is a seal required?

Both forms of road accident certificate require two official seals - a round seal and a corner stamp. They are considered mandatory details because they confirm the accuracy of the completed information. And it is certified by an authorized traffic police inspector.

The insurance company may refuse to accept the documents, arguing that the facts are not authentic. Without this, payments will not be made under both OSAGO and CASCO insurance.

Such measures are provided in order to prevent cases of fraud and falsification of documentation.

Any insurance company is skeptical and treats with special care all the documents provided, as well as the facts that they indicate.

Therefore, they will check them with special care. When registering an accident, make sure that all stamps are in place, otherwise the insurance company will not accept the document provided, citing the lack of authenticity of the certificate.